Aug 06
Career Information Team
Pre-Separation Guide
Atlantic Fleet Career Information Team
Naval Station Norfolk
513 Park Cresent
Bldg SP-12
Norfolk, VA 23511-4014
NAVY RESERVE
STAY STRONG
****IMPORTANT - PLEASE READ ****
Upon completion of this brief, you will receive a page 13
(NAVPERS 1070/613) to document your attendance. Per
OPNAVINST 1900.1 series, your separating PSD or personnel
office will require you to provide them with the original page
13 in order to complete your separation processing. Your
Command Career Counselor is also required to have a copy of
your page 13 to keep on file for 2 years.
It is YOUR responsibility to:
1. Take the original page 13 to your PSD/personnel office.
2. Give a copy to your Command Career Counselor
3. Make copies for yourself!
TABLE OF CONTENTS
POINTS OF CONTACT 1
PRE SEPARATION CHECKLIST 2-4
ELIGIBILITY CHART 5-7
IMPORTANT FORMS AND DOCUMENTS 8 -18
BENEFITS CHART BASED ON TYPE OF DISCHARGE 19-20
DISCHARGE REVIEW BOARD AND CORRECTING MILITARY RECORDS 20-21
RE-CODES, LEAVE POLICIES 22-23
SERVICE RECORD PAGES/CD SERVICE RECORD 24-25
SELECTIVE SERVICE REGISTRATION 26
MILITARY OBLIGATION/UNIFORMS/UNEMPLOYMENT COMPENSATI 0N 27-28
CONTINUED HEALTH CARE PROGRAM/ HOUSEHOLD GOODS 28-29
SEPARATION/TRAVEL PAY ENTITLEMENTS/ SGLI 29
VETERANS BENEFITS/BENEFITS TABLE 30-34
FLEET AND FAMILY SUPPORT CENTERS 35-37
OTHER AGENCIES AND ADDITIONAL ORGANIZATIONS AND VETERAN ORGANIZATIONS ------ 38- 41
NAVY RESERVE PROGRAMS (IRR, SELRES, FTS, CANREC) 42-49
RETIREMENT/FLEET RESERVE INFORMATION 50
RETIRED/RETAINER PAY/SURVIVOR BENEFIT PLAN 51-57
SOCIAL SECURITY BENEFITS 58
RETIRED ACTIVITIES OFFICES 59
ARMED FORCES RETIREMENT HOME 60
NOTES PAGES 61-62
To obtain the most current information on the rights and benefits you have earned by virtue of your military service,
OPNAVINST 1900.1D requires all officer and enlisted personnel to attend a formal CAREER INFORMATION TEAM
(CARIT) Pre Separation Brief 120 days prior to separation date or for deploying units, 90 days prior to deployment.
Information on briefing schedules and answers to specific questions may be obtained from the following CARIT locations:
LANTFLT Career Information Team
Naval Station Norfolk
513 Park Cresent Bldg SP-12
Norfolk, VA 23511-4091 Commercial:
(757)444-3994/2582
DSN: 564-3994/2582
Toll-free: 1-800-336-8673
ATLANTIC FLEET CAREER
INFORMATION TEAM
COUNSELORS
COMMERCIAL #/(DSN #)
NORFOLK HEADQUARTERS
757-444-3994 / (564-3994)
NAB LITTLE CREEK, VA
757-462-3269/ (253-3269)
NS NORFOLK, VA (Bldg U93)
757-444-2811/ (564-2811)
NAS OCEANA, VA
757-433-3606/ (433-3606)
NS MAYPORT, FL
904-242-2662 DSN:
GULFPORT, MS
228-871-2449
PSD WASHINGTON, DC
410-562-1576
ANNAPOLIS MD
410-293-2606/281
NAVSUBASE GROTON, CT
860-694-4780/ (694-4780)
NSA NAPLES, ITALY
011-39-081-568-5237 (314-626-5237
PACFLT Career Information Team
COMNAVAIRFOR (Code N01RC)
P.O. Box 357051
San Diego, CA 92135 7051
Commercial: (619) 545 2728/767-7224
DSN: 735-2728/577-7224
Toll free: 1-800-732 2015
PACIFIC FLEET CAREER
INFORMATION TEAM
COUNSELORS
COMMERCIAL #/(DSN #)
HEADQUARTERS OPS
619-545-2728/(735-2728)
SAN DIEGO COUNSELORS
619-545-2835/ (735-2835)
YOKOSUKA JAPAN
DSN: 315-243-6454
PORT HUENEME, CA
805-989-8858/ (551-8858)
NAS LEMOORE, CA
559-998-4329/ (949-4329)
NAVSUBASE BANGOR, WA
360-396-7007/ (744-7007)
NAVSTA PEARL HARBOR, HI
808-473-5281/1924 (NONE)
NAS WHIDBEY ISLAND, WA
360-257-4026/ (820-4026)
NAVSTA EVERETT , WA
425-304-3127/ (727-3127)
NAS JRB FT. WORTH, TX
817-782-5536/ (739-5536)
POINTS OF CONTACT
1
180 DAYS PRIOR TO SEPARATION:
___1. Mandatory per OPNAVINST 1900.2A: make an appointment with your command career counselor for your
separation interview 180 days prior to your separation or separation leave date, in order to complete DD Form 2648
(Individual Transition Plan).
___2. Per OPNAVINST 1900 series all Officer and Enlisted personnel are required to attend the mandatory Career Information
Team (CARIT) pre-separation brief 120 days prior to separating or retiring for a complete review of all rights, benefits and
services available to veterans.
a. Obtain a TAP quota via your command career counselor or Fleet and Family Support Center (FFSC). DOD Directive
1332.35 states that personnel may attend TAP up to 90 days after their separations/retirement date.
___3. Officer resignations only: request to receive reserve commission via resignation letter (USN) per MILPERSMAN
1920-190.
___4. Medical procedures prior to separation, transfer to the Fleet Reserve and Retirement. Reference:
BUMEDNOTE 6230 and NAVMED P-117.
a. If a member has had a separation physical performed within past 5 years that meet the requirements of NAVMED
P-117, CH 15 than a SF 600 will be completed unless otherwise required by the physician.
b. All members being retired or transferred to the Fleet Reserve must complete a physical exam within 6 months of
scheduled retirement or transfer to Fleet Reserve date per MILPERSMAN 1830-030.
___5. Contact the Disabled American Veterans (DAV), American Veterans (AMVETS), Veterans Of Foreign Wars (VFW), or
state veterans administration to review your medical record and evaluate it for possible disabilities incurred during
service.
___6. If you plan on attending college in a state in which you are not a resident, contact the college to verify residency
requirements. You may want to complete a change of state residency (DD Form 2058) with your personnel office to
start fulfilling residency requirements prior to leaving active duty.
PRE-SEPARATION CHECKLIST
2
90-120 DAYS PRIOR TO SEPARATION:
___1. Complete an audit of your service record to ensure accuracy and completeness per MILPERSMAN 1070-100
(enlisted) or NAVADMIN 229/00 (officer). Make a copy of all important pages (ie: FITREPS/Evals and Awards).
___2. Verify your SMART (Sailor/Marine American Council on Education Registry Transcript). Go to the Navy College web site
https://smart.cnet.navy.mil to view/print your unofficial copy or request an official copy. E-mail NCC@navy.mil. Phone:
1-877-253-7122 (option #1)
___3. Visit https://www.dmdc.osd.mil/vmet to view and print your DD Form 2586 (VMET - verification of military experience and
training).
___4. Verify eligibility for veterans education benefits (GI Bill, MGIB, VEAP) with the Veterans Administration by calling
1-800- 827-1000 or visit their website at www.gibill.va.gov. Also, verify eligibilty for and make your decision about
contributing.
___5. Contact the state veterans affairs office in the state you are planning to reside in to verify any additional benefits you
may be entitled to. Visit their website at www.nasdva.com.
60-90 DAYS PRIOR TO SEPARATION:
___1. Determine your Thrift Savings Plan (TSP) options by visiting http://tsp.gov.
___2. Retirees/fleet reserve - complete survivor benefit plan (SBP) election on DD Form 2656. Must be completed and reach
DFAS no later than 45 days prior to retirement date.
___3. Contact your personal property office to schedule movement of your household goods.
Visit https://www.smartwebmove.navsup.navy.mil to schedule online.
___4. Visit www.dodtransportal.org for transition and job information.
___5. Contact your local Navy Reserve representative to see what programs , benefits and/or bonuses may be
available to you by joining the Navy Reserve. Visit www.navyreserve.com for contact information.
PRE-SEPARATION CHECKLIST
3
30-60 DAYS PRIOR TO SEPARATION:
___1. Start separation procedures no later than 60 days prior to detachment date with PSD or your personnel office.
___2. Make copies of medical/dental records for yourself and all family members. You will need to make an additional copy
for the VA if you are applying for disability.
___3. Start "comparing" medical and life insurance policies. a. www.life-line.org will educate you on different types of
insurance available. b. www.quotesmith.com compares quotes from over 1,500 insurance companies.
___4. Separatees: obtain a copy of your latest Navy enlisted examination profile sheet.
___5. If you are planning to attend school while on separation leave, complete VA Form 22-1990 (Application for Education
Benefits). You may download the form from https://www.vba.va.gov.
___6. Obtain a copy of your electronic training jacket at https://wwwa.nko.navy.mil .
PRIOR TO SEPARATION:
___1. Obtain 3 blank travel vouchers (DD Form 1351-2) from your PSD or personnel office. Travel voucher(s) must be
completed after travel and mailed to separating activity for liquidation.
___2. Obtain names and phone numbers of those involved in your separation process (i.e. personnel, disbursing, medical and
personal property). Retain with other important separation paperwork for future reference or follow up.
___3. If eligible, find out the procedures for obtaining appropriate ID cards for yourself and your family members.
___4. Make sure your certificate of release or discharge from active duty (DD Form 214) is complete and accurate before you
sign the final version!
___5. Contact your local VA hospital to register with their Gulf War/Iraqi Freedom/Agent Orange coordinator or call
1-800-749-8387.
PRE-SEPARATION CHECKLIST
4
ELIGIBILITY CHART
5
Household Goods Storage
180 days Extension in Military
Family Housing
Home of Selection Move
Home of Record Move
Commissary and Exchange
Privileges for self and family
IF YOU ARE...
Voluntarily
Separating 0-19 yrs
Accepting VSI
or SSB
>6-19 yrs
Invol-Sep under
other than Adverse
Condition <6 yrs
Invol-Sep under
other than Adverse
Condition >6-19 yrs
Retiring
>15 yrs
Med-Sep
<30%
0-19 yrs
Retired due to
Medical Condition
6 Mos
1 yr
1 yr
1 yr
1 yr
1 yr
1 yr
No
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
No
Note #2
Note #2
Note #2
No
Note #2
No
No
2 yrs
2 yrs
2 yrs
Yes
2 yrs
Note #10
Yes
Note #3
Note #3
Note #3
Yes
Note #3
Yes
Yes
Yes
No
Yes
Yes
Yes
Yes
No
120 days
60 days
120 days
Yes
Note #5
Yes
No
Yes
No
Note #6
No
No
No
Yes
Retired Pay
No
No
No
No
Yes
No
No
Guard and Reserve
Opportunities Counseling and
Priority Placement
Yes
Yes
Yes
Yes
No
No
No
Continued Health Insurance,
incl. Pre-existing conditions
coverage for self & family
18 mos
18 mos
18 mos
18 mos
Note #7
18 mos
No
Disability Separation Pay
No
No
No
No
No
Yes
No
Excess Leave (Note #8)
No
30 days
30 days
30 days
No
30 days
Up to 30 days
Permissive TDY
Overseas (Note #8)
N/A
Up to 30 days
Up to 30 days
Up to 30 days
Up to 30
days
Up to 30 days
Up to 20 days
Permissive TDY
CONUS (Note #8 and 9)
N/A
Up to 20 days
Up to 20 days
Up to 20 days
Up to 20
days
Up to 20 days
Yes
Pre-separation Counseling
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Individual Transition Plan
(Note #11)
Yes
Yes
Yes
Yes
Yes
Yes
MGIB enrollment or
VEAP Conversion
Separation Pay
Teacher and Teacher
Aide Certification
Medical and Dental Care
for Self and Family
ELIGIBILITY CHART (continued)
Career Change Counseling
(Note #11)
Family Housing
SMART Transcript
DOD Job Search
(Note #11)
IF YOU ARE...
Voluntarily
Separating 0-19 yrs
Accepting VSI
or SSB
>6-19 yrs
Invol-Sep under
other than Adverse
Condition <6 yrs
Invol-Sep under
other than Adverse
Condition >6-19 yrs
Retiring
>15 yrs
Med-Sep
<30%
0-19 yrs
Retired due to
Medical Condition
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
YesNo
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Note #12
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
No
Yes
Yes
Yes
No
No
No
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Financial Planning
Assistance (Note #11)
Yes
Yes
Yes
Yes
Yes
Yes
No
Extension in DoDDS
(Note #13)
No
Note #13
Note #13
Note #13
No
Note #13
Yes
MWR Priviledges
(Note #11)
Note #14
Note #14
Note #14
Note #14
Yes
Yes
Note #15
Unemployment
Compensation (Note #11)
Note #15
Note #15
Note #15
Note #15
Note #15
Note #15
Yes
Americas Job Bank
(Note #11)
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Veterans' Benefits
Yes
Yes
Yes
Yes
Yes
Yes
Note #15
JTPA Programs
Note #15
Note #15
Note #15
Note #15
Note #15
Note #15
Note #15
Station of Residence
Veterans' Programs
Note #15
Note #15
Note #15
Note #15
Note #15
Noe #15
PACS Registry
(Note #11)
Relocation Assistance
(Note #11)
Other Employment
Assistance (Note #11)
One-time NAF Hiring
Preference (Note #11)
VMET / DD Form 2586
(Note #16)
TAP / DTAP Worksop
(Note #11)
Yes
6
1. Participation in the TRICARE Family Member Dental terminates the last day of the month of active service. It is not a transition
benefit. Extended dental care is on a space-available basis at a military treatment facility. Note that, for dental care, the 60 or
120 days listed in this column only refers to the card at the base dental clinics. Enrollment in the Family Member Dental Plan
ceases on the separation, provided dental premiums are deducted for that month's coverage.
2. Space available. Rent is charged based on BAQ/VHA/OHA rate. Entitlement is subject to Status of Forces Agreement
restrictions overseas. Retiring service members under the action of a Selective Early Retirement Board (SERB) are also eligible if
they meet this criteria.
3. Service member must pay $1,200 and have been honorable discharged.
4. Service member must have completed a bachelor's degree to be eligible for teacher certification. Service member must have
completed an associate's degree to be eligible for teacher aide certification.
5. Sixty days care for service member and family who served fewer than 6 years of service: 120 days for service member and
family who served 6 - 19 years of service.
6. Service member must have been involuntary discharged under other than adverse conditions.
7. Certain dependents of retired service members may be eligible. See the installation Health Benefits Advisor for details.
8. Service members are authorized to request excess leave or permissive TDY/TAD, but not both.
9. Up to 30 days for those members who are domiciliaries before entering active duty and continue to be domiciliaries of states,
possessions, or territories of the United States located outside the CONUS, including domiciliaries of foreign countries, and are
stationed at a location other than the state, possession territory, or country of their domicile, contingent upon commander's
approval and mission requirements.
10. The commissary and exchange regulations extend unlimited privileges to a member entitled to retired pay. The same
regulations offer unlimited privileges to an honorable discharged veteran with a 100% service-connected disability. Members
entitled to retired pay who are also rated by the VA as 100% disabled, remain eligible for the blue ID card even if they waive
retired pay to receive VA compensation.
11. Applies to service member's spouse, as appropriate.
12. Registration for public and community service is mandated by Section 4403 of Public Law 102-484, "The National Defense
Authorization Act for Fiscal Year 1993," for service members retiring with more than 15 years but fewer than 20 years of
service.
13. Continued Enrollment in a DoDDS overseas school shall be on a space-available basis providing the student completed the
11th grade prior to the service member's separation and subject to the Status of Forces Agreement with the host country.
Retiring service members under the action of a Selective Early Retirement Board are also eligible if they meet these criteria.
14. Service members, who upon separation, will be entitled to an Armed Forces of the United States Geneva Convention
Identification Card (Reserve), DD Form 2, and/or a Department of Defense Guard and Reserve Family Member Identification
Care, DD Form 1173, shall be permitted to use revenue-generating (for example, clubs, bowling centers, gold courses) morale,
welfare and recreation facilities.
15. Eligibility requirements vary. Contact your state or local employment or veteran's office for details.
16. Service members must complete a minimum of 180 consecutive days of active duty immediately prior to separation.
17. Navy College Office and Sailor/Marine Corps ACE Registry Transcript: Where Sailors and Marines can request personal copies
of college transcripts.
ELIGIBILITY NOTES
7
IMPORTANT FORMS AND DOCUMENTS
"CERTIFICATE OF RELEASE OR DISCHARGE FROM ACTIVE DUTY"
Reference: Navy/Marine - BUPERSINST 1900.8B, Army - Army Regulation 635-5, Coast Guard Commandant Inst M1900.4D,
Air Force - AFI 36-3202
1. The DD Form 214 is the KEY DOCUMENT TO RECEIVING ALL VETERAN BENEFITS and is prepared whenever you serve an
active duty period of 90 days or longer.
2. Your DD Form 214 must completed and signed prior to commencing leave. The original (copy 1) and member's copy
(copy 4) will be given to you or mailed on your separation/discharge date.
3. DD Form 214 block information: Most blocks on this form are self explanatory. The following blocks are highlighted for
your information. *** IMPORTANT NOTE *** ALL SHADED AREAS MUST BE ACCURATE WITH NO ERASURES, STRIKEOVERS,
WHITEOUTS OR CORRECTIONS OF ANY KIND. ANY ALTERATIONS MADE TO THE SHADED AREAS OF THIS DOCUMENT WILL
CAUSE THE FORM TO BE NULL AND VOID.
Blocks 1-5 are self-explanatory.
Block 6: Reserve Obligation Termination Date If you have not completed your Military Service Obligation (MSO)
(initial 8 year contract) this block will have the date your MSO ends. If you have completed your MSO, this block will
have "N/A."
Block 7a & b: Place of entry and Home of Record information will be obtained from your enlistment contract.
Block 9: Corresponds with block 6. Personnel being released, who have not completed their MSO, will have "Navy
Reserve Personnel Center, New Orleans, LA 70149" in this block. This block will read "NA" for those being discharged.
Block 10: Amount of your SGLI coverage, or "NONE."
Block 11: All Navy Enlisted Classification (NEC), or Navy Officer Billet Codes (NOBC) held for one year or more will be
listed by title(s) and length of time.
Blocks 12 d & e: Total prior active and inactive service. Any active or inactive/drilling reserve period (in any branch
of service) which counts towards pay.
Block 14: This block will provide all formal in-service schools/training courses successfully completed during this
period of service.
Block 15a: For those who contributed to the Veterans Educational Assistance Program (VEAP).
Block 15b: Must be marked "YES" in order to receive GI Bill benefits. If you do not have at least a GED or 12
semester hours of college credit, take the test and receive GED credentials prior to separating.
Block 16: Days Accrued Leave Paid: Payment, for unused accrued leave at the time of separation, is limited to
payment for a maximum of 60 days per career after 9 February 1976, and will be included in the members final
check. See page 15 for more information.
Block 17: If dental is unable to complete ALL of your required dental work prior to separation, this block must be
marked "NO". This allows you to apply for dental treatment through the VA within 90 days of separation.
Block 18: Remarks block. Have all the entries in this block explained to you by your separation clerk.
8
IMPORTANT FORMS AND DOCUMENTS
(CONTINUED)
Block 19a: Provide an accurate permanent mailing address. Your W 2 Form, VA Benefits Package, Service Record,
and other important documents will be mailed to this address.
Block 20: Marking "YES" enables the Director of Veterans Affairs in your state to receive copy 6 of your DD 214. Your
state may offer additional benefits (i.e.: tuition free schools, one time cash bonus for Persian Gulf War participation,
etc.). Check with your State Director of Veterans Affairs.
Block 23: The type of separation you receive appears in this block. (Discharged, Released From Active Duty, Retired).
Block 24: The character of service appears in this block. This block identifies your discharge/release as Honorable,
General (Under Honorable Conditions), Other Than Honorable, etc. For benefits based on the character of service see
page 12-13.
Block 26: Your three character separation code will appear in this block. This code identifies why you are separating.
Ensure that you understand what this block means. Ask to see BUPERSINST 1900.8B if you don't understand your code.
Block 27: This block is for enlisted personnel and identifies your Reenlistment/Reentry (RE) code. This code indicates
your eligibility to reenlist or to affiliate with the Guard or Reserve. Ensure that you understand what this code means.
Officer personnel have "N/A" in this block. (See page 15 for more information.)
Block 30: Initial this block to receive copy 4 of your DD 214.
4. Distribution of the DD 214:
Copy 1: (The original) Given to you or mailed on your date of separation.
Copy 2: Forwarded to BUPERS (PERS 313C1) if you are released from active duty and affiliated with the Selected
Reserve. For all other categories, this copy is placed in the service record and forwarded to the Navy Reserve
Personnel Center, New Orleans, LA.
Copy 3: Sent to the Department of Veterans Administration Data Processing Center.
Copy 4: Given or mailed to you with the original. This copy is important for verification of entitlement of
unemployment compensation and other VA benefits.
Copy 5: Sent to the U. S. Department of Labor .
Copy 6: Sent to the State Director of Veterans Affairs if a state is listed in Block 20 and "YES" is checked.
Copy 7: Retained in the service record and mailed to Navy Reserve Personnel Center with the records.
(Officer's copy 7 will be destroyed.)
Copy 8: Retained by the separation activity for 2 years from date of separation. (Copies may be requested from
separating agency for 2 years from date of separation).
5. Request for Correction. A correction request must contain your full name, rank/rate, social security number,
periods of service, and current mailing address. The correction requested must also be identified. If a copy of the DD
214 for which the request is being made is available, it should be forwarded with the request to one of the following
locations:
a. Members on Active Duty or within 6 months after discharge from Active Duty, retired, or transferred to
the Fleet Reserve: Navy Personnel Command (Pers 312), 5720 Integrity Drive, Millington, TN 38055-3120.
http://www.npc.navy.mil/careerinfo/recordsmanagement/corrections/BCNR.htm
9
IMPORTANT FORMS AND DOCUMENTS
(CONTINUED)
b. Members released to the Navy Reserve to complete their reserve obligation: Commanding Officer, Navy
Reserve Personnel Center (N33), New Orleans, LA 70149 7800. http://www.nrpcweb.nola.navy.mil
c. More than 6 months after discharge, retirement, or transfer to Fleet Reserve: National Personnel Records
Center, (Military Personnel Records), Navy Reference Branch, 9700 Page Avenue, St. Louis, MO 63132.
http://www.archives.gov.
6. DD-214 Security: Filing a DD-214 with your local government is an option available to veterans. One advantage to
filing a DD-214 with your local courthouse is that you can easily obtain copies if you ever lose the original. The disadvantage
is that the form, (with your Social Security number on it), becomes a matter of public record.
Unfortunately, identity thieves are aware of this and could take advantage of it. To file or not file a DD-214 with your
local courthouse should be a very deliberate decision. Ask yourself if it would be better for you to obtain extra certified
copies of your DD-214 and store them in a safe area. Ensure your family members or beneficiaries know the
exact location of the document and how to gain access (combination, key, family attorney, etc). Once a document becomes
part of a public record, most local and state laws forbid it's removal. You may be wise to file a copy of your
DD-214 with a Veterans' Service Organization. After all, Veteran Service Organizations are the largest single assistance
provider to family members in obtaining benefits in the event of death.
7. VA requirements: If you plan on applying for ANY VA benefit, you will have to provide a certified copy of your DD-214.
10
11
12
19
13
14
15
16
17
18
DD BCD BCD OTH GEN HON
GCM SPCM
VA Benefits
Wartime disability compensation
NE
NE A
A
E
E
Wartime death compensation
NE
NE
A A
E
E
Peacetime disability compensation
NE
NE
A A
E
E
Peacetime death compensation
NE
NE
A
A
E
E
Dependency and indemnity compensation to survivors
NE
NE
A
A
E
E
Education assistance
NE
NE
NE
NE
NE
E
Pensions to widows and children
NE
NE
A
A
E
E
Hospital and domiciliary care
NE
NE
A
A
E
E
Medical and dental care
NE
NE
A
A
E
E
Prosthetic appliances
NE
NE
A
A
E
E
Seeing-eye dogs, mechanical and electronic aids
NE
NE
A
A
E
E
Burial benefits (flag, national cemeteries, expenses)
NE
NE
A
A
E
E
Special housing
NE
NE
A
A
E
E
Vocational rehabilitation
NE
NE
A
A
E
E
Survivor's educational assistance
NE
NE
A
A
E
E
Autos for disabled veterans
NE
NE
A
A
E
E
Inductees reenlistment rights
NE
NE
A
A
E
E
Military Benefits
Mileage
NE
NE
NE
NE
E
E
Payment for accrued leave
NE
NE
NE
NE
E
E
Transportation for dependents & household goods
NE
NE
NE
NE
E
E
Retain and wear uniform home
NE
NE
NE
NE
E
E
Notice to employer of discharge
NE
NE
NE
NE
E
E
Award of medals, crosses, and bars
NE
NE
NE
NE
E
E
Admission to Naval Home
NE
NE
NE
NE
E
E
Board for Correction of Naval Records
E
E
E
E
E
E
Death gratuity
NE
NE
A
A
E
E
Use of wartime title and wearing of uniform
NE
NE
NE
NE
E
E
Naval Discharge Review Board
NE
NE
E
E
E
E
BENEFITS BASED ON THE TYPE OF DISCHARGE
1. This chart shows the eligibility for benefits based on the type of discharge a member is awarded. It does not indicate
any other criteria that may also be required for an individual to be eligible for benefits indicated.
Guidance on types of
discharge and characterization of service is listed in MILPERSMAN 1910-302.
Legend:
DD
Dishonorable Discharge
BCD GCM
Bad-Conduct Discharge awarded at a General Court-Martial
BCD SPCM
Bad-Conduct Discharge awarded at a Special Court-Martial
OTH
Other than Honorable
GEN
General (under honorable conditions)
HON
Honorable Discharge
E
Eligible
NE
Not Eligible
A
Eligible only if the administering agency determines that, for its purposes, the discharge was not under
dishonorable conditions.
19
BENEFITS BASED ON THE TYPE OF DISCHARGE
DD BCD BCD OTH GEN HON
GCM SPCM
Other Benefits
Homestead preference
NE
NE
NE
NE
E
E
Civil Service employment preference
NE
NE
NE
NE
E
E
Credit for retirement benefits
NE
NE
NE
NE
E
E
Naturalization benefits
NE
NE
NE
NE
E
E
Employment as District Court bailiffs
NE
NE
NE
NE
E
E
D.C. police, fireman, & teacher retirement credit
NE
NE
NE
NE
E
E
Housing for distressed families of veterans
NE
NE
A
A
E
E
Farm loans and farm housing loans
NE
NE
A
A
E
E
Jobs counseling, training, placement
NE
NE
A
A
E
E
Social Security wage credits for WW-II service
NE
NE
A
A
E
E
Preference in purchasing defense housing
NE
NE
A
A
E
E
DISCHARGE REVIEW BOARDS
References:
DOD Directive 1332.28
Title 10, United States Code, Section 1553
www.hq.navy.mil/ncpb and MILPERSMAN 1000-160
Each of the military services maintains a discharge review board with authority to change, correct, or modify discharges or
dismissals that are not issued by a sentence of a general court martial. The board has no authority to address medical
discharges. The veteran or - if deceased or incompetent - the surviving spouse, next of kin or legal representative may apply
for a review of discharge by writing to the military department concerned, using Department of Defense Form 293 (DD-293).
This form may be obtained at any VA office. If more than 15 years have passed since discharge, DD Form 149 should be used
for applications to the Board for the Correction of Military Records.
Service discharge review boards conduct hearings in Washington, D.C. Traveling review boards also visit selected cities to hear
cases. In addition, the Army sends teams to locations to videotape the testimony of applicants for later review by a board in
Washington, D.C.
Discharges awarded as a result of unauthorized absence in excess of 180 days make persons ineligible for VA benefits
regardless of action taken by discharge review boards, unless VA determines there were compelling circumstances for the
absences. In addition, boards for the correction of military records may consider such cases. Applications to these boards are
made with DD Form 149.
Veterans with disabilities incurred or aggravated during active military service may qualify for medical or related benefits
regardless of separation and characterization of service. Veterans separated administratively under other than honorable
conditions may require that their discharge be reviewed for possible re-characterization, provided they file their appeal within
15 years of the date of separation.
20
DISCHARGE REVIEW BOARDS
ARMY
Army Discharge Review Board
Attention: SFMR-RBB Room 200A 1941
Jefferson Davis Highway
Arlington, VA 22202-4504
NAVY and USMC
Naval Discharge Review Board
720 Kennon ST SE RM 309
Washington Navy Yard DC 20374-5023
AIR FORCE
Air Force Military Personnel Center
Attention: DPMDOA1
Randolph AFB, TX 78150-6001
COAST GUARD
Coast Guard Attention: GPE1
Washington, DC 20593
Questions regarding the review of a discharge may be addressed to the appropriate discharge review board at the following
addresses:
CORRECTING MILITARY RECORDS
References:
Title 10, United States Code, Section 1552
http://www.hq.navy.mil/bcnr/bcnr.htm
MILPERSMAN 1000-150
Whether you are active duty, separated, or retired, you can apply to your service's Board for the Correction of Military Records
if you feel there is an error or an injustice in your military personnel records.
The secretary of a military department, acting through a board for correction of military records, has authority to change any
military record when necessary to correct an error or remove an injustice. A correction board may consider applications for
correction of a military record, including a review of a discharge issued by courts martial.
The veteran, survivor or legal representative generally must file a request for correction within three years after discovery of
an alleged error or injustice. The board may excuse failure to file within the prescribed time, however, if it finds it would be in
the interest of justice to do so. It is an applicant's responsibility to show why the filing of the application was delayed and why
it would be in the interest of justice for the board to consider it despite the delay.
To justify any correction, it is necessary to show to the satisfaction of the board that the alleged entry or omission in the
records was in error or unjust. Applications should include all available evidence, such as signed statements of witnesses or a
brief of arguments supporting the requested correction. Application is made with DD Form 149.
How to apply: You should use a DD Form 149, Application for Correction of Military Record. Section 1552. You should
complete the form very carefully by typing or printing the requested information. Attach copies of statements or records that
are relevant to your case. Make sure you sign item 16 of the form. Mail the completed form to the appropriate address on the
back side of the form.
21
REENLISTMENT CODES
TAKING OR SELLING BACK YOUR LEAVE
Reference: MILPERSMAN 1050-120
MILPERSMAN 1050-400
Separation Leave Policy
Separation leave is granted by the member's commanding officer according to the command's leave program.
Separation leave is ordinary leave and shall consist of accrued and advance leave, not to exceed the amount of leave to be
earned by actual day of separation.
The commanding officer granting separation leave has the authority to authorize the amount of leave the member will accrue
to the date of separation, including an amount exceeding 60 days.
A member may be granted all or a portion of accrued and advance leave as separation leave, dependent upon military
requirements and the desires of the member.
Payment, for unused accrued leave at the time of separation, is limited to payment for a maximum of 60 days per career after
9 February 1976, and will be included in the member's final check.. Payment for accrued leave on or after 1 September 1976
will include base pay only.
Since a member is not required to report to a naval activity for final processing at the expiration of leave, it is imperative that
the separating activity accomplish all pre-separation counseling and administrative processing prior to the member's
departure for leave.
References: BUPERSINST 1900.8B
The primary factor on whether or not one can reenlist lies with the RE Code, the services also use the Separation Codes to
determine whether or not one is eligible. An individual's Separation Code and RE Code can be found on the DD Form 214,
Record of Discharge.
They determine whether or not one may reenlist or enlist in a military service at a later time. In general, those who receive a
Navy/Marine/Coast Guard RE Code of "1" may reenlist in their previous service or another service with no problem.
Individuals with a Navy/Marine/Coast Guard RE Code of "2" may usually reenlist in their service or another service with
various restrictions, or if the circumstances which resulted in the code no longer apply. Individuals with a Navy/Marine/Coast
Guard RE Code of "3" can normally reenlist in their service or another Service, but will probably require a waiver to be
processed. Individuals with a Navy/Marine/Coast Guard RE Code of "4" are normally (but not in all cases) not eligible to
reenlist in their service, nor join another service.
Codes for Navy, Marines and Coast Guard:
RE-1 / RE-R1 - Eligible for reenlistment / Eligible for preferred reenlistment.
RE-1E
- Eligible for reenlistment, but not reenlisted due to Perform-To-Serve (PTS) requirements.
RE-2 - Ineligible for reenlistment. Recommended for reenlistment but ineligible because of status: Fleet Reservist Retired
(except for transfer to TDRL), Commissioned Officer. Warrant 0fficer, Midshipman, Cadet.
RE-3(_) RE-3 - Codes have a letter code that specifies the reason for being separated or discharged. Personnel may be eligible
for reenlistment if they can show they've resolved whatever caused their separation.
RE-4 - Not recommended for reenlistment.
RE-6 - Ineligible or denied reenlistment due to High Year Tenure (HYT).
22
TAKING OR SELLING BACK YOUR LEAVE
(CONTINUED)
When separation processing has been completed and the member has departed on leave, such leave may be voluntarily ter-
minated only if the member returns to the command or the separation activity maintaining the member's records.
Travel to the member's command or the separation activity will be at the member's own expense.
Separation leave of active duty members shall not delay separation. At the expiration of the leave period the member will be
considered separated.
a. Excess leave shall not be granted as part of separation leave.
Retirement leave policy
Accrued leave, creditable at the time of retirement, is paid in a lump-sum payment not to exceed 60 days of basic
pay. MILPERSMAN 7220-340 states that no member can sell back more than 60 days during a military career.
Payment for leave accrued prior to 1 September 1976, which is referred to as saved leave, will include basic pay,
basic allowance for quarters, and basic allowance for subsistence. Payment for leave accrued on or after 1 September 1976
will include basic pay only.
If leave without return to the separation site is desired, the member must actually have retirement or transfer to
the Fleet Reserve orders in possession and have completed separation processing prior to departure on leave. The
retirement or transfer to the Fleet Reserve date must occur following completion of the authorized leave period.
23
SERVICE RECORD PAGES
U.S. NAVY:
NAVPERS 1000/20
"OATH OF OFFICE" DOCUMENT (Officers only)
SGLV 8286 SGLI
ELECTION CERTIFICATE
NAVPERS 1070/602
RECORD OF EMERGENCY DATA/APPLICATION FOR DEPENDENCY
NAVPERS 1070/603
ENLISTED CLASSIFICATION RECORD (Enlisted only)
NAVPERS 1070/604
NAVY OCCUPATIONAL/TRAINING/AWARDS/EVALUATIONS (Enlisted only)
NAVPERS 1070/605
HISTORY OF ASSIGNMENTS
NAVPERS 1070/613
ADMINISTRATIVE REMARKS
NAVPERS 1616/26
EVALUATIONS OR FITNESS REPORTS
U. S. MARINES:
NAVMAC 763
"OATH OF OFFICE" DOCUMENT (Officers only)
SGLV 8286
SGLI ELECTION CERTIFICATE
MASTER BRIEF SHEET
COMPUTER GENERATED
NAVMAC 118(3)
CHRONOLOGICAL RECORD
NAVMAC 118(8)
MOS SCHOOLS TRAINING
NAVMAC 118(9)
AWARDS
DD 4
HOME OF RECORD/PLACE OF ENTRY (Officers only)
FITNESS REPORTS or PRO & CON COMPUTER GENERATED FORM
U. S. COAST GUARD:
CG 9556
"OATH OF OFFICE" DOCUMENT (Officers only)
CG 3698A
LATEST OFFICER DATA CARD (Officers only)
SGLV 8286
SGLI ELECTION CERTIFICATE
CG 4170A
RECORD OF EMERGENCY DATA/APPLICATION FOR DEPENDENCY
CG 3307
ADMINISTRATIVE REMARKS
CG 3306
COMPUTER GENERATED
CG 3788A/3788B/3788C
EVALUATIONS OR FITNESS REPORTS
U. S. ARMY:
DA 71
"OATH OF OFFICE" DOCUMENT (Officers only)
DA 4037
OFFICER DATA CARD (Officers only)
SGLV-8286
SGLI ELECTION CERTIFICATE
DD FORM 93
RECORD OF EMERGENCY DATA/APPLICATION FOR DEPENDENCY
DA 2-1
ENLISTED CLASSIFICATION RECORD
DA 2-1
OCCUPATION/TRAINING AND AWARDS
DA 2-1
HISTORY OF ASSIGNMENTS
DA 2-1 / DD 4
HOME OF RECORD / PLACE OF ENTRY
DA 2166-7
NCO ENLISTED REPORT
DA 67-8
OFFICER EVALUATION REPORT
U. S. AIR FORCE:
AF 133
"OATH OF OFFICE" DOCUMENT (Officers Only)
SGLV-8286
SGLI ELECTION CERTIFICATE
DD 93/AF-357
RECORD OF EMERGENCY DATA/APPLICATION FOR DEPENDENCY
AF-83
ENLISTED CLASSIFICATION RECORD
RECORD REVIEW RIP (COMPUTER GENTERATED FORM)
DD 4
HOME OF RECORD/PLACE OF ENTRY
AF910/AF911
EVALUATIONS/FITNESS REPORTS
24
CD SERVICE RECORD
1. It is recommend that you obtain a copy of your CD Service Record prior to leaving active duty.
a. Prior to discharge or shortly after discharge, obtain a free copy of your CD record from:
For Navy personnel: NPC replaced the old microfiche record with a new CD Rom. Beginning September 1, 2003, all Active
and Reserve USN/USNR copies of the Official Military Personnel File (OMPF) in the Electronic Military Personnel Records
System (EMPRS) will be provided on Compact Disk (CD).
CD features include:
-Auto load feature from any PC with Microsoft Windows 95 or higher.
-Document list for easy navigating through CD -Procedures for record correction process
-Hyper-links to frequently asked questions and other resources
-Documents secured by an "Official Record Copy" watermark and may be printed if desired
-Print copies from your Personal Computer if desired -No more "MICROFICHE" or trying to
find a microfiche reader
-No more out-of-pocket expense ($4.00) for Microfiche Viewer
-No more "How can I print a paper copy" ?
Record ordering procedures are the same as for requesting a Microfiche copy.
NAVY USN -
Navy Personnel Command (PERS-313C)
5720 Integrity Drive Millington TN 38055-3130
(901) 874-3407 / DSN: 882-3407
FAX (901) 874-2664 / DSN: 882-2664
MARINES
USMC - HQMC, MMSB-12
2008 Elliott Road Quantico VA 22134-5030
(703) 784-4623 / DSN: 278-4623
FAX (703) 784-5792 / DSN: 278-5792
AIR FORCE
USAF - HQ, AFPC/DPSAMP550 C Street West Suite 19
Randolph AFB TX 78150
(210) 565-2450 / DSN: 665-2450
FAX (210) 565-4021 / DSN: 665-4021
UNITED STATES ARMY
USA - Army Reference Branch N
Enlisted Records division-Input quality branch
8899 E. 56th Street
Indianapolis IN 46249-5301
(317) 510-3719 or 3720
FAX (317) 510-3727 CPMA
COAST GUARD
USCG - Commander Personnel Command
(Original records are kept for 10 years)
2100 2ND Street, S. W.
Washington D. C. 20593-0001
(202) 267-1311 Enlisted Records
(202) 267-6691 Officer Records
FAX (202) 267- 4310
25
SELECTIVE SERVICE REGISTRATION
Required by law under the Military Service Act, Section 6, 50 U.S.C. App. 456
1-877-688-6888
www.sss.gov
1. All male U.S. citizens (regardless of where they live) are required to register with Selective Service System (SSS) with
in 30 days after reaching their 18th birthday.
2. SSS will accept late registration but not after a man has reached age 26.
3. Men born between March 29, 1957 and Dec 31, 1959 were not required to register.
4. Men who are on Active Duty with the military from the age of 18 through age 26 are not required to register. Upon
Separation from Active Duty Males under the age of 26 MUST register.
5. There are several ways to register with Selective Service:
a. Online at www.sss.gov
b. By filling out a "mail-back" form at the post office.
c. By returning the "reminder Mail back Card" that is mailed to men around the time they turn 18.
d. Checking block 29 of a Federal Student Financial Aid form.
6. Men who fail to register:
a. If prosecuted and convicted, may face a fine of up to $250,000 and/or a prison term of up to five years.
b. Will not qualify for Federal student loans or grant programs.
c. Will not be allowed citizenship.
d. Will not qualify for Federal Job Training (Workforce Investment Act).
e. Will not qualify for Federal jobs in the Executive Branch of the federal government and U.S. Postal service.
(Applies only to men born after Dec 31, 1959).
f. States may have additional penalties for those who fail to register.
7. Men who fail to register may apply for an official response from the SSS indicating they were not required to register.
They must submit a letter stating the circumstances that prevented them from registering.
8. SSS board will determine whether or not they were exempt from registering. The final decision is up to the agency
providing the benefit.
9. Males who have not reached age 26 and who have already registered must update their status at the local post office
or by calling: (847) 535-0599. Overseas registration can be done at a U.S. embassy or consulate.
26
MILITARY SERVICE OBLIGATION (MSO)
Reference: MILPERSMAN 1133-010
Each person who entered initial military service on or after 1 June 1984 shall serve a total period of 8 years from the date of
enlistment or appointment. Any portion of the MSO that is not active duty or active duty for training shall be performed in a
reserve component as defined in 10 U.S.C.; any combination of active duty for Ready Reserve (SELRES) service, as prescribed
may be used to fulfill the MSO.
UNIFORMS
The President has the authority to recall separated/discharged personnel up to 90 days after expiration of obligated service,
therefore you must retain a full seabag until 90 days after expiration of obligated service or anytime under military contract.
UNEMPLOYMENT COMPENSATION
Federal Law 5 USC 8521 www.
dol.gov/dol/location.htm
1. Ex-service members are eligible for unemployment compensation benefits provided:
a. Member was discharged or released under honorable conditions.
b. Officer did not resign for the good of the service.
c. Completed the first full term of active obligated service which was initially agreed to serve. (If you
were discharged before completing your first full term, the discharge or release must be for an approved
reason under the law. In many cases, active duty service must be for more than 365 continuous days).
MILITARY BENEFITS
EMPLOYER SUPPORT OF THE GUARD AND RESERVE (ESGR)
www.esgr.org
Uniformed Services Employment and Reemployment Rights Act (USERRA)
1. Prohibits discrimination against those who choose to serve in the "Uniformed Services."
2. Ensures a leave of absence from civilian employment for military service, whether that service is voluntary or
involuntary, for up to 5 years of cumulative voluntary service.
3. Re-employment requires the service member to give the employer advance notification, (verbally or preferably in
writing) to have been separated or discharged under conditions other than dishonorable, and report back to work with in the
USERRA required time limits.
4. Entitles uniformed service members returning from military service to prompt reinstatement of employment with
accrued seniority, status, and rate of pay as if continuously employed.
5. Contact the ESGR Ombudsman program for mediation service at 1-800-336-4590, (703) 696-1400 or DSN 426-
1400. Email: ncesgr@osd.pentagon.mil.
27
2. Navy service members who are drawing retired pay are eligible for Unemployment Compensation Ex-service members
(UCX) benefits. However, since Navy retirements are considered to be 100% Navy funded, unemployment benefits
are reduced accordingly. Disability benefits received from the Veterans Administration are NOT deducted from
unemployment benefits. http://workforcesecurity.doleta.gov/unemloy/
3. 26 weeks of benefits authorized (rates/eligibility requirements vary in each state).
4. By law, one week waiting period until receipt of first check.
5. Check with state employment/unemployment offices for details on eligibility.
6. Eligibility amount is based on pay grade and length of service.
For questions about eligibility, please contact your local unemployment office or the UCX Assistant, at DSN 882-3351 or
Commercial (901) 874-3351 or visit www.npc.navy.mil/CommandSupport/UnemploymentClaims/.
UNEMPLOYMENT COMPENSATION
CONTINUED HEALTH CARE BENEFIT PROGRAM (CHCBP)
www.humana-military.com
1. Effective 1 Oct 93, separating members and their dependents can elect temporary health coverage through CHCBP.
This will cover pre-existing conditions.
2. Beneficiaries have 60 days to enroll in CHCBP, but the period of coverage must begin on the day after entitlement to a
military health care plan ends (including TAMP coverage). Separating members are limited to 18 months of cover
age while unmarried dependent children and un-remarried former spouses are limited to 36 months of coverage.
3. Retirees are not eligible for this program, but should see a Tricare representitive for information on Tricare For Life.
4. CHCBP is not part of the TRICARE/CHAMPUS program; however, it functions under most of the rules and procedures
of CHAMPUS. You must find a doctor that accepts TRICARE/CHAMPUS. Unlike TRICARE/CHAMPUS however, the
plan is not free. The quarterly premium will be $933 per individual and $1996 per family. This premium must be paid
upon enrollment.
5. Enroll by contacting: CHCBP Administrator, P. O. Box 740072 Louisville, KY 40201 or call 1-800-444-5445.
HOUSEHOLD GOODS/PERSONAL PROPERTY SHIPMENT
JFTR Vol I, Ch 5
1. Must make application before separation or within 180 days after separation. (Retirees and certain types of Involuntary SEPS -
one year after separation.)
2. Navy will ship to (1) Home of Record, (2) Place where you entered active duty, or any other area of choice within limits of
(1) or (2). (Retirees/Involuntary SEPS - Home of Selection entitlement).
3. Separatees may receive 65% of the estimated constructive cost for a DITY move in advance.
4. Contact your personal property office for documentation requirements.
28
SMARTWEBMOVE
https://www.smartwebmove.navsup.navy.mil
The user-friendly program developed to help active duty personnel and their families plan and arrange household goods
moves online, anytime. You can access SMARTWebMove from home, work, on board ship-anywhere you have Internet
connectivity.
Access the program 24 hours a day, 7 days a week. No need to leave home or work to arrange a basic station-to-station house-
hold goods move. Choose what shipment types YOU want (household goods, additional shipment, non-temporary storage, if
authorized), and skip what you don't need.
The program is designed to serve up to 80% of routine moves. If you don't qualify because your orders are not yet included, or
you just don't want to use SWM, just contact your Personal Property Office as you would normally.
JFTR Vol I
www.militaryacclimate.com
1. Check in with your separations personnel at least 15-30 days prior to separating to submit "Travel Information
Form."
2. Must perform travel within 180 days after separation date. (Retirees/Involuntary SEPS - 1 year after separation.)
3. Travel pay is based on mode of transportation authorized (i.e., POV, commercial air).
Member = $.15/mile Family Member = $.02/mile not to exceed $.20/mile
4. PER DIEM is based on number of miles/days authorized to perform travel. One Day = 350 Miles /Last day must be minimum
of 51 miles. Member = $99.00/day Family Member > 12 yrs old = $74.25/day Family Member < 12 yrs old = $49.50/day
5. Obtain travel vouchers: DD Form 1351 - 2 (MEMBER), from local PSD/personnel office prior to departing.
6. For further assistance after separation, retain points of contact and telephone numbers from the personnel and
disbursing offices of your separating activity. Completed travel claims must be liquidated by YOUR SEPARATION
ACTIVITY. Verify local policies with your separation activity.
SEPARATION TRAVEL PAY/PER DIEM ENTITLEMENTS
www.insurance.va.gov
1. 120 DAYS free coverage after separation date for member and child. Update "SGLI Election Form", (SGLV 8286).
2. Spouse coverage is valid for 240 days after separation and can be converted to a civilian policy. POC listed in #3 below.
3. Inform your beneficiary of the requirement to contact the office of SGLI/VGLI within 12 months of members death.
1-800-419-1473 or overseas (973) 802-5699.
SERVICEMEMBER'S GROUP LIFE INSURANCE (SGLI)
29
VA BENEFITS
www.gibill.va.gov
Verify your educational benefits by contacting the Veterans Administration at 1-800-827-1000 or 1-888-442-4551. If there
is a discrepancy, contact BUPERS (Code 675) 1-866-827-5672.
1-800-827-1000
www.va.gov
1. If entered the military after 7 September 1980, you must complete 24 months continuous active duty or full
period for which ordered to active duty (at least 181 days) during peacetime and 90 days during wartime (RESERVISTS).
(Verify individual eligibility with the DVA).
2. Prior to 8 September 1980, must separate under conditions OTHER THAN DISHONORABLE with at least 181
consecutive days on active duty.
EDUCATIONAL BENEFITS
(CHAPTER 34, TITLE 38, U.S.C.)
1. Enlisted prior to 1 January 1977, and reported for active duty prior to 1 January 1978.
2. Possible conversion to Montgomery GI Bill (MGIB).
3. Honorable Discharge required.
4. 10 years from separation date to use benefit.
VIETNAM ERA GI BILL
CHAPTER 30, TITLE 38, U.S.C.
www.gibill.va.gov www.npc.navy.ml/CareerInfo/Education/ GIBILL/contacts.htm or
1-866-827-5672
1. First entered active duty on or after 1 July 1985.
2. To receive GI BILL must serve 24 months of a 3 year contract or 36 months if on a 4 year contract. Contact the VA for
exceptions to this rule.
3. $100 a month reduction in pay for first 12 months of enlistment.
4. Honorable discharge/separation required. Also must have a high school diploma or equivalency prior to EAOS.
5. MGIB Booster Program: Provides for an extra $150 monthly benefit for qualified members who contribute $600 while on
Active Duty. You must enroll through your Personnel Office. Ref: NAVADMIN 103/01 and Military Pay Advisory 45/01.
6. 10 Years from EAOS to use the full benefit. Total benefit amounts can be found at www.gibill.va.gov.
7. MGIB-SR benefits may be given to eligible drilling reservists. Contact your local Navy Reserve Recruiting
Representative, or the local Veteran's Administration office for more details..
MONTGOMERY ERA GI BILL (MGIB)
30
VETERANS EDUCATION ASSISTANCE PROGRAM (VEAP)
(Public Law 93-289, 1 Aug 74)
www.insurance.va.gov
1. $400,000 maximum coverage. Renewable term life insurance in 5 year increments.
2. Up to one year after separation/discharge date to elect VGLI.
3. Physical will be required if the election is not made within 120 days.
4. Application will be mailed by VA to address in Block 19a of your DD Form 214. You may also download the form from
www.insurance.va.gov.
5. IRR members can apply and be covered while under contract. Not automatic, must request coverage.
6. Office of Serviceman Group Life Insurance, Newark, NJ: 1-800-419-1473 or overseas (973)-802-5699.
CHAPTER 32, TITLE 38, U.S.C. http://www.npc.navy.mil/CareerInfo/Education/GIBILL/VEAP.htm
1. Entered service between 1 JAN 77 and 30 JUN 85. Must have enrolled by 31 MAR 87 (open period).
2. Lump sum payment possible, up to $2,700 maximum.
3. To determine monthly benefit amount: sum of all contributions/divided by number of months contributed or 36,
whichever number is less.
4. Personal contribution amount may be refunded.
5. 10 years from separation from active duty date to use benefit.
6. Maximum total benefit for a full-time student: Three times the contributed amount, not to exceed $8,100.
VETERANS' GROUP LIFE INSURANCE (VGLI)
www.homeloans.va.gov
1. Contact a VA representative for eligibility requirements.
2. Certificate of Eligibility required (VA FORM 26-8320).
3. Usually little or no down payment required.
4. Interest rates and points negotiated between lender, buyer and seller.
5. Fixed and adjustable rate mortgages.
VA HOME LOAN GUARANTEE PROGRAM
1. If you have not received all required dental work prior to separation/discharge, you will have 90 days after
separation/discharge date to contact the nearest VA hospital and make an appointment. Make sure block 17 of your
DD Form 214 is correct.
DENTAL
31
www.vba.va.gov/bln/vre/index.htm
1. This program offers assistance to Veterans with service-connected disabilities to prepare for, find and keep suitable
employment and may provide severely disabled Veterans who can't work with living services to optimize their independence.
2. Services offered: Eligible Veterans can receive many rehabilitation services offered to aid in finding suitable
employment or living assistance.
- skills evaluation
- vocational counseling
- assistance finding employment
- on-the-job training - 2 or 4 year college program
- supportive rehabilitation services
- maximum of 48 months of services allowed by law
3. Apply at any VA office or online at www.vba.va.gov/bln/vre/index.htm.
VOCATIONAL REHABILITATION
6. VA Appraisal of reasonable value.
7. VA Inspection of newly built home and one year warranty.
8. No ending date to the benefit.
9. To use continuously:
(1) Sell house outright,
(2) Pay off mortgage,
(3) Have another veteran assume your loan and substitute his/her eligibility for yours. Ask for a "release from
liability" and process for a restoration of entitlement.
VA HOME LOAN GUARANTEE PROGRAM
32
BENEFIT TIMETABLE
YOU HAVE ...
10 YEARS FROM
RELEASE FROM
ACTIVE DUTY
10 YEARS FROM
RELEASE FROM
ACTIVE DUTY
12 YEARS FROM RELEASE FROM
ACTIVE DUTY (GENERALLY FROM
DATE OF NOTICE OF VA DISABILITY
RATING)
NO TIME LIMIT
NO TIME LIMIT
1 YEAR FROM THE DATE OF
MAILING NOTICE OF INITIAL
DETERMINATION
NO TIME LIMIT
NO TIME LIMIT
WITHIN 90 DAYS OF SEPARATION
WHERE TO APPLY
ANY VA OFFICE
ANY VA OFFICE
ANY VA OFFICE
ANY VA OFFICE
ANY VA OFFICE
VA OFFICE OR
HOSPITAL MAKING
THE INITIAL
DETERMINATION
ANY VA OFFICE
ANY VA OFFICE OR
HOSPITAL
ANY VA OFFICE OR
HOSPITAL
BENEFITS ...
VETERANS EDUCATIONAL ASSISTANCE PROGRAM: The
VA will provide financial assistance for the education and
training of eligible participants under the voluntary
contributory education program. Vocational and
educational counseling is available upon request.
MONTGOMERY GI BILL: Eligible participants first entering
active duty 7/1/85 through 6/30/88 or with old GI Bill
eligibility meeting minimum service requirements, may
receive financial assistance to go to college or a vocational
program. Vocational and educational counseling is available
upon request.
VOCATIONAL REHABILITATION: As part of a rehabilitation
program, the VA will pay tuition, books, tools or other
expenses and provide a monthly living allowance.
Employment assistance is also available to help a
rehabilitated veteran get a job. A seriously disabled veteran
may be provided services and assistance to increase
independence in daily living.
VA HOME LOAN GUARANTEE: The VA will guarantee your
loan for the purchase of a home, manufactured home, or
condominium.
NON-SERVICE CONNECTED DISABILITY OR DEATH
PENSION: Veterans with qualifying war time service who
have reached age 65 or who are permanently and totally
disabled due to non service connected disabilities, may be
eligible to a monthly pension benefit depending on
income. Surviving spouses and dependent children may
also qualify.
APPEAL TO BOARD OF VETERANS APPEALS: Appellate
review will be initiated by a notice of disagreement and
completed by a substantive appeal after a statement of the
case has been furnished.
MEDICAL CARE: The VA provides a wide range of medical
care benefits, including help for alcoholism and other drug
dependency, to veterans with a service-connected
disability and to non-service-connected disabilities who
meet certain eligibility criteria.
READJUSTMENT COUNSELING: General or psychological
counseling is provided to assist in readjusting to civilian life.
ONE TIME DENTAL TREATMENT: The VA provides one time
dental care for certain service connected dental conditions.
33
VA BENEFIT TIMETABLE
YOU HAVE ...
NO TIME LIMIT
2 YEARS FROM NOTICE OF VA
DISABILITY RATING
120 DAYS OR 1 YEAR BEYOND
WITH PROOF OF UNINSURABILITY
OR UP TO 1 YEAR IF TOTALLY
DISABLED
NO TIME LIMIT
LIMITED TIME
90 DAYS
HOW TO OBTAIN
WHERE TO APPLY
ANY VA OFFICE
OR HOSPITAL
ANY VA OFFICE
OFFICE OF SERVICE-
MAN'S GROUP LIFE
INSURANCE, 213
WASHINGTON STREET
NEWARK, NJ 07102 OR
ANY VA OFFICE
LOCAL OR STATE
EMPLOYMENT
OFFICE OR OFFICE
OF PERSONNEL
MANAGEMENT
STATE
EMPLOYMENT
SERVICE
EMPLOYER
VETERAN'S
BENEFITS
1-800-827-1000
BENEFITS ...
DENTAL TREATMENT: Treatment for veterans with dental
disabilities resulting from combat wounds or service injuries
and certain POWs and other service connected disabled
Veterans.
SERVICE DISABLED VETERANS INSURANCE: Low cost
term life insurance for veterans with service connected
disabilities. Veterans who are totally disabled may apply for
a waiver of premiums on these policies.
VETERANS GROUP LIFE INSURANCE: SGLI may be
converted to a 5-year renewable term policy. At the end of
the 5 year term, VGLI may be renewed or converted to an
individual policy with a participating company.
EMPLOYMENT: Assistance is available in finding
employment in industry, in Federal service, and in local or
state employment service.
UNEMPLOYMENT COMPENSATION: The amount of benefit
and payment period vary among states. Apply after
separation.
REEMPLOYMENT: Apply to your former employer for
employment.
Copies of "Federal Benefits for Veterans and Dependents,"
may be purchased from: Superintendent of Documents
U.S. Government Printing Office
Washington, D. C. 20402 www.vba.va.gov
34
FLEET AND FAMILY SUPPORT CENTER (FFSC)
The Fleet and Family Support Center has many programs and automated systems to help you and your spouse find employ-
ment and successfully transition.
1. Transition Assistance Program 3 to 5 day program designed to help military personnel and their family member's
transition to civilian life.
www.dodtransportal.org
www.dol.gov/elaws/evets.htm
www.va.gov
a. It covers:
Identification of employment and training opportunities, and assistance in obtaining
them
Labor market information
Civilian work place requirements
Resume, and civil service application preparation
Job analysis, job search and interview techniques
Identification of federal, state, local, military and veteran group employment assistance programs
Procedures to obtain verification of job skills/experience
Information on how to obtain loans and assistance in starting a small business
Analysis of area you relocate to: employment opportunities, labor market, cost of living, cost
and availability of housing , child care, education, medical and dental care, churches, etc.
Reference source material for services you will need after separation
b. You may attend TAP after separation at closest military installation where you reside. Contact the Fleet
and Family Support Center or other service equivalent (if you live close to a military installation other than Navy) for a
quota. For a complete list of TAP schedules log onto www.ffsp.navy.mil/tap/transitions_tapschedules.htm
2. America's Job Bank an on line resume service directly accessed by employers nationwide. Americas Job Bank
http://www.ajb.org
3. Employment Career Resource Center includes a spouse employment assistance program to assist you and your
spouse in finding employment.
Workshops offered:
Career Planning / Job Search
Resume Writing
Interviewing Techniques
Federal Employment
Small Business
Smooth Move
www.ffsp.navy.mil
35
FLEET AND FAMILY SUPPORT CENTER (FFSC)
4. Referral to Government and Private Programs for Job Search/Placement
a. Federal Job Opportunities - www.usajobs.opm.gov
- Local civilian personnel offices
- Office of personnel management www.opm.gov
- Federal job opportunities listing a bi-weekly publication of federal job vacancies worldwide.
- www.fedweek.com
b. State Employment Offices
- Special consideration and priority for referral, testing and counseling. Veterans have preference in
applying for some federal jobs.
c. Small Business Administration (SBA) helps you with everything you need to know about
starting a business.
- Research, money, licenses, patents, copyright material, etc.
- Run by successful retired business people. Call 1-800-827-5722 or log on to www.sba.gov
5. Financial Planning Assistance
a. Evaluation of personal budget to prepare you financially for transition.
b. Get copy of credit report. Check local phone directory for credit reporting companies or contact:
EXPERIAN: 1-800-397-3742 www.experian.com ($8 per report)
Trans Union Corporation: 1-800-916-8800 or 1-800-682-7654 www.tuc.com ($8 per report)
Equifax: 1-800-685-1111 www.equifax.com ($8 per report)
6. Counseling on Effects of Career Change Transition can be stressful and affect the whole family. FFSC has trained
counselors to assist in:
a. Identifying symptoms. Stress may cause depression, insomnia, fatigue, excessive drinking/smoking, physical
illnesses, bursts of anger, mood swings, etc.
b. Teaching you "stress busting" skills Open communication with family/ friends; order and routine; avoid
discouragement; taking control of your future by establishing a transition plan; keeping a positive attitude;
helping others helps you feel better; and don't keep fears, worries and plans inside share with others!
7. Relocation Assistance Program (RAP) Designed to assist you in your relocation decision. Located at FFSCs, RAP is
supported with an Automated Data System with in-depth relocation such as:
a. Cost of living
b. Education and child care
c. Average cost of housing and availability
d. Employment/churches/organizations
e. Average income, etc.
f. Referral to other agencies to provide you information (i.e. local Chamber of Commerce/Department
of Labor; National Realtors; Public Libraries; Health Referral Services, etc.)
36
Location
ANNAPOLIS MD
ATLANTA, GA
ATSUGI JAPAN
BAHRAIN (MANAMA)
BREMERTON WA
BRUNSWICK ME
CHARLESTON SC (NWS)
CHINA LAKE CA
CORPUS CHRISTI TX
DAHLGREN VA
EARLE NJ
EVERETT WA
FALLON NV
FORT WORTH TX
FT GEORGE MEADE MD
GAETA ITALY
GREAT LAKES IL
GUANTANAMO BAY
GULFPORT MS
GUAM
INGLESIDE TX
JACKSONVILLE FL
KEFLAVIK ICELAND
KEY WEST FL
KINGS BAY GA
KINGSVILLE TX
LA MADDALENA ITALY
LAKEHURST NJ
LEMOORE CA
LITTLE CREEK VA
LONDON ENGLAND
DSN
281-2641
625-6735
315-264-3643
318-439-4046
439-5113
476-2273
794-7294
469-2974
861-3722/2372
249-1839
449-2115
727-3367
890-3333
739-5287
923-6882
314-627-7818
792-3603
723-3960
868-2581
344-9859/2056
776-4551
942-2766/5756
450-4401
483-4408
573-4512/3
876-6333
623-8205/6
624-1248
949-4042
253-7563
238-3406
Commercial
(410)293-2641
(678)655-6735
011-81-311-764-3268
011-973-72-4046
(360) 476-5113
(207) 921-2273
(843) 764-7294
(760) 939-4545
(361)961-3722/2372
(540) 653-1839
(732) 866-2115
(425) 304-3367/8/9
(775) 426-3333
(817) 782-5287
(301) 677-6882
011-39-77-170-9818
(847) 688-3603/3604
011-53-99-4141
(228) 871-2581
011-671-333-2056/7/8/9
(361) 776-4551
(904) 542-2766
011-354-425-4401
(305) 293-4408/09/10
(912) 573-4512/3
(361) 516-6830
011-39-789-798205/6
(732) 323-1248
(559) 998-4042
(757) 462-7563
011-44-1638-543405
Location
MAYPORT FL
MEMPHIS TN
MERIDIAN MS
MONTEREY CA
NAPLES ITALY
NAVAL DISTRICT WASH DC
NEW LONDON CT
NEW ORLEANS LA
NEWPORT RI
NORFOLK VA
NORTH ISLAND CA
OCEANA VA
PANAMA
PANAMA CITY FL
PASCAGOULA MS
PATUXENT RIVER MD
PEARL HARBOR HI
PENSACOLA FL
POINT MUGU CA
PORT HUENEME CA
ROOSEVELT ROADS PR
ROTA SPAIN
SAN DIEGO CA
SARATOGA SPRINGS NY
SASEBO JAPAN
SIGONELLA ITALY
WAHIAWA HI
WHIDBEY ISLAND WA
WHITING FIELD FL
WILLOW GROVE PA
YOKOSUKA JAPAN
Commercial
(904)270-6600
(901) 874-7520
(601) 679-2360/2358
(831) 656-3060/3141
011-39-817-24-4808
(202) 433-6150
(860) 694-3383
(504) 678-2647/8/9
(401) 841-2283
(757) 444-2102
(619) 545-6071/80
(757) 433-2912
011-507-283-5749
(850) 235-5800
(228) 761-2096
(301) 342-4911
(808) 474-2220
(850) 452-5990
(805) 989-8146
(805) 982-5037
(787) 865-4097/4975
011-34-56-82-3231/2
(619) 556-7438
(518)583-2900
011-81-611-752-3604
011-39-095-56-4291/2/3
(808) 653-0203
(360) 257-6289/2902
(850) 623-7177
(215) 443-6061/6033
011-81-311-743-6716/7
DSN
960-6600
882-5075/6
637-2360/2358
756-3060/3141
314-625-4808
288-6150
694-3383
678-2647/8/9
948-2283
564-2102
735-6071/80
433-2912
283-4368
436-5800
358-2096
342-4911
315-474-2220
922-5990
351-8146
551-5037
831-4097/4975
314-727-3231/2
526-7438
NO DSN
315-252-3604/18
314-624-4291/2
NONE
820-6289/2902
868-7177
991-6061/6033
315-243-6716/17
FLEET AND FAMILY SUPPORT CENTER DIRECTORY
37
USUALLY LOCATED AT LOCAL STATE EMPLOYMENT OFFICES
1. Local State Director of Veterans Affairs - To determine state benefits you may be entitled to, visit www.nasdva.com.
2. Local Veterans Employment Representative (LVER) - Coordinated by the Department of Labor to assist veterans in
obtaining employment and benefits.
3. Disabled Veterans' Outreach Program (DVOP) Coordinated by the Department of Labor to assist disabled veterans
obtain employment and benefits.
4. Office of Personnel Management (OPM) Gives preference for federal jobs to veterans with any disability rating.
Special preference granted to veterans with 30% or greater disability. www.usajobs.opm.gov
5. Disabled American Veterans (DAV) A nonprofit association of wartime disabled veterans. These veteran's benefits
experts are available to screen your medical records, at no cost to you, for possible disabilities and assistance in filing
VA claims. (202) 554-3501. www.dav.org
ADDITIONAL ORGANIZATIONS
1. American Veterans of World War II, Korea and Vietnam (AMVETS) - A nonprofit association of wartime
disabled veterans. These veteran's benefits experts are available to screen your medical records, at no cost to you,
for possible disabilities and assistance in filing disability claims. (301) 459-9600 www.amvets.org
2. Troops to Teachers provides Referral Assistance and Placement services to military personnel interested in
beginning a second career in public education as a teacher. The DANTES Troops-to-Teachers office will help
applicants identify teacher certification requirements, programs leading to certification and employment opportunities.
a.
Basic requirements:
(1) Military personnel who have retired,
(2) Active duty personnel who separate with six or more years of service on or after October 1, 1990, or
(3) Current members of the Selected Reserve with six or more years of creditable service towards
retirement.
The last period of service must be honorable. Those selected to participate in the Program before retirement, separation, or
release from active duty may continue to participate only if the last period of service is characterized as honorable.
b.
Educational Requirements:
(1) Must hold a Baccalaureate or advanced degree from an accredited institution at the time of
registration for academic teacher referral
- or -
(2) have the equivalent of one year of college with six years of work experience in a vocational or
technical field or meet state requirements for vocational/technical teacher referral.
(3) If you do not have a Bachelors degree, you have 5 years from date of separation to obtain a degree.
Financial assistance may be available.
c. For information contact: Troops-To-Teachers Assistant, Code 02A Email: ttt@voled.doded.mil
Phone: (850) 452-1320, DSN 922-1320, Toll-free: 1-800-231-6242
www.dantes.doded.mil/dantes_Web/troopstoteachers/index.htm
www.ed.gov/programs/troops/index.html
OTHER AGENCIES
38
a. College program - 2 years for up to $6,000 dollars.
b. Vocational Technical Training (certificate program).
c. On The Job Training (employer receives stipend to train you).
d. For further information contact your local state employment office for eligibility and application procedures prior
to separation. You can find more information at www.workforce.com.
4. Additional Financial Assistance Opportunities:
a. "Need a Lift" brochure provides scholarship, grant and loan opportunities. For information send
$3.00 to National Emblem Sales, P.O. Box 1050, Indianapolis, IN 42606.
b. US Department of Education - Information on scholarships. 1-800-872-5326/ www.ed.gov
Department of Education's Federal Financial Aid Center 1-800-433-3243
ADDITIONAL ORGANIZATIONS
3. Workforce Investment Act - Three programs available:
39
VETERAN SERVICE ORGANIZATIONS
www1.va.gov/vso/
1. National Service Organization
American Legion
Washington, DC
(202)861-2700
American National Red Cross
Washington, DC
(202) 737-8300
AMVETS
Lanham, MD
(301) 459-9600
Blinded Veterans Association
Washington, DC
(202) 371-8880
Disabled American Veterans
Washington, DC
(202) 554-3501
Marine Corps League
Arlington, VA
(703) 207-9588
Military Order of the Purple Heart
Washington, DC
(703) 354-2140
Paralyzed Veterans of America, lnc.
Washington, DC
(202) 872-1300
Veterans of Foreign Wars of the United States
Kansas City, MO
(816) 756-3390
Vietnam Veterans of America
Washington, DC
(301)585-4000
2. Other National Service Organizations Recognized by the VA
Air Force Sergeants Association
Marlow Heights, MD
(301) 899-3500
American Veterans Committee
Bethesda, MD
(301) 320-6490
Army and Navy Union, USA
Lakemore, OH
(233) 733-3113
Army/Air Force Mutual Aid Association
Arlington, VA
(703) 622-3060
Jewish War Veterans of the United States
Washington, DC
(202) 265-6280
Jewish Community Center Association
New York, NY
(212) 532-4949
National Tribune Corporation
Phurmant, MD
(412)552-1350
Navy Mutual Aid
Arlington, VA
(800) 628-6011
3. Other Military Service Related Organizations
Air Force Association (AFA)
Arlington, VA
(703) 247-5800
Association of the United States Army (AUSA)
Arlington, VA
(703) 841-4300
Armed Forces Communications and Electronics Association
Fairfax, VA
(703) 631-6100
Marine Executive Association (MEA)
McLean, VA
(703) 734-7974
Navy League of the United States
Arlington, VA
(703) 528-1775
Non Commissioned Officers Association (NCOA)
San Antonio, TX
(703) 549-0311
The Retired Officers Association
Alexandria, VA
(703) 549-2311
West Point Alumni Association
West Point, NY
(845) 938-4600
Naval Reserve Association (NRA)
Alexandria, VA
(703) 548-5800
4. State Organization Recognized by VA
Alabama Department of Veterans Affairs
Montgomery, AL
334) 242-5077
Alaska Division of Veterans Affairs
Juneau, AK
(907) 586-7412
American Samoa-Veterans Affairs Office
Pago Pago
(011)(684) 633-4116
Arizona-Veterans Service Commission
Phoenix, AZ
(602) 255-4713
Arkansas-Department of Veterans Affairs
N. Little Rock, AR
(501) 370-3820
California-Department of Veterans Affairs
Sacramento, CA
(916) 322-1796
Colorado-Department of Veterans Affairs
Denver, C0
(303) 894-7474
Connecticut-Soldiers, Sailors, and Marine Fund
Hanford, CT
(860) 953-4345
Delaware-Commission of Veterans Affairs
Dover, DE
(302) 739-2792
District of Columbia-Office of Veterans Affairs
Washington, DC
(202) 273-5400
Florida-Department of Veterans Affairs
St. Petersburg, FL
(727) 898-4443
Georgia-Department of Veterans Service
Atlanta, GA
(404) 656-2300
40
VETERAN SERVICE ORGANIZATIONS
4. State Organization Recognized by VA (continued)
Guam-Office of Veterans Affairs
Agana, Guam
(571) 475-4225
Hawaii-Office of Veterans Services
Honolulu, HI
(808) 587-3000
Idaho-Division of Veterans Services
Boise, ID
(208) 334-5000
Illinois-Department of Veterans Affairs
Springfield, IL
(217) 782-6641
Indiana-Department of Veterans Affairs
Indianapolis, IN
(317) 232-3910
Iowa-Department of Public Defender
Des Moines, IA
(515) 242-6725
Kansas-Veterans Commission
Topeka, KS
(785) 296-3976
Kentucky-Division of Veterans Affairs
Louisville, KY
(602) 587-8122
Department of Veterans Affairs Louisiana
Baton Rouge, LA
(800) 488-5244
Maine-Veterans Services
Augusta, ME
(207) 626-4464
Maryland-Veterans Commission
Baltimore, MD
(410) 962-4700
Massachusetts-Department of Veterans Services
Boston, MA
(617) 727-3578
Michigan-Veterans Trust Fund
Lansing, MI
(517) 373-3130
Minnesota-Department Of Veterans Affairs
St. Paul, MN
(612) 296-2562
Mississippi-Veterans Affairs Board
Jackson, MS
(601) 576-4850
Missouri-Veterans Commission
Jefferson City, MO
(573) 751-3779
Montana-Veterans Affairs Division
Helena, MT
(406) 841-3740
Nebraska-Department of Veterans Affairs
Lincoln, NE
(402) 471-2458
Nevada-Commission for Veterans Affairs
Reno, NV
(702) 688-1155
New Hampshire-State Veterans Council
Manchester, NH
(603) 624-9230
New Jersey-U.S. Department of Labor VETS
Trenton, NJ
(609) 292-2930
New Mexico-Veterans Service Commission
Santa Fe, NM
(505) 827-6300
New York-Division of Veterans Affairs
Albany, NY
(518) 474-3752
North Carolina-Division of Veterans Affairs
Raleigh, NC
(919) 733-3851
North Dakota-Department of Veterans Affairs
Fargo, ND
(701) 239-7165
Ohio-Government Office of Veterans Affairs
Columbus, OH
(614) 466-5453
Oklahoma- Department of Veterans Affairs
Oklahoma City, OK
(405) 521-3684
Oregon- Department of Veterans Affairs
Salem, OR
(503) 373-2388
Pennsylvania-Department of Veterans Affairs
Indian Town Gap, PA
(717) 861-8901
Puerto Rico-Department of Labor, Veterans Office
Hato Rey, PR
(787) 754-5353
Rhode Island-Veterans Affairs
Bristol, RI
(401) 247-0850
South Carolina-Division of Veterans Affairs
Columbia. SC
(803) 734-0200
South Dakota-Division of Veterans Affairs
Pierre, SD
(605) 773-3269
Tennessee-Department of Veterans Affairs
Nashville, TN
(615) 741-2345
Texas-Veterans Commission
Austin, TX
(512) 463-5538
Utah-Veterans Services Center
Salt Lake City, UT
(801) 524-6048
Vermont-Veterans Affairs
Montpelier, VT
(802) 828-3379
Virginia-Division of War Veterans Claims
Roanoke, VA
(703) 637-7104
Virgin Islands-Department of Veterans Affairs
St Croix Virgin Islands
(340) 773-6663
Washington-Department of Veterans Affairs
Olympia, WA
(360) 753-5586
West Virginia-Division of Veterans Affairs
Charleston, WV
(304) 558-3661
Wisconsin-Department of Veterans Affairs
Madison, WI
(608) 266-1315
Wyoming-Department of Veterans Affairs
Cheyenne, WY
(800) 827-1000
Naval Reserve Association
Alexandria, VA
(703) 548-5800
County Veterans Service Offices
Each state maintains County Veterans Service Offices, also known as State Veterans Affairs Offices. They are located in the
county seat of most counties throughout the nation. Services available include applications for benefits such as disability
claims with the Department of Veterans Affairs, home loans, and Veterans death benefits. The service officers at these offices
have been trained to assist Veterans in applying for and obtaining benefits related to military service and/or Veteran status.
41
Individual Ready Reserve (IRR) Non drilling members under a military obligation assigned to Navy Reserve Personnel Center
(NRPC), New Orleans, LA.
NAVY IRR - NAVRESPERCEN (NRPC)
1 800 966-9174 or 1-800-535-2699
MARINE IRR
1-800-255-5082
ARMY IRR
1-800-325-4752(ENLISTED)
1-800-325-4980 (OFFICER)
AIR FORCE IRR
1-800-257-1212
COAST GUARD IRR
1-202-267-1621
IRR PARTICIPATION INFORMATION
1-800-966-9174 or 1-800-535-2699
www.nrpcweb.nola.navy.mil/irrguide.htm
1. If you have a service obligation and are not on active duty or assigned to a SELRES unit, you are assigned to the IRR at NRPC,
New Orleans, LA.
2. As a member of the IRR, you are subject to mobilization. Therefore, you will be required to:
a. Keep NRPC advised of any changes in residence, employment, marital status, physical condition or anything,
which could affect readiness for recall to active duty.
b. Maintain your uniforms in serviceable condition.
c. Respond to all correspondence and participate in annual screening.
d. Maintain physical readiness. Physicals as required.
3. Bonuses may be available for honorably discharged members with critical rates/NEC's. For a list of the current
rates/NEC's, visit www.nrpcweb.nola.navy.mil/irrguide.htm.
4. No IDT (Inactive Duty Training) requirement.
5. No required annual training, however annual training opportunities are available for qualified personnel. Contact Navy
Reserve Personnel Center 1-800-535-2699 or e-mail: adt@nrpc.nola.navy.mil
5. Officers are eligible for promotion. It is important that officers, particularly LCDRs, understand they are subject to attrition
from an active status when twice failed to select for the next grade.
6. Officers with less than 20 years of qualifying service are required to earn a minimum of 27 points per anniversary year.
NPC may transfer personnel who do not meet minimum participation requirements for their status to the Standby Reserve
(S-2). Participation for retirement point credit is not authorized while in this status.
7. No enlisted advancement and no minimum participation requirement for enlisted personnel with less than 20 years of
qualifying service.
RESERVE CATEGORIES
42
BENEFITS AVAILABLE TO IRR MEMBERS
1. Reenlistment - members may immediately reenlist for two through six years at any time during the last 12 months prior to
their End of Obligated Service (EOS). Call 1-800-535-5753 for more information.
2. Unlimited access to exchange and MWR revenue generating facilities with valid ID card. Access for members residing over-
seas will be dependent upon host nations' Status of Forces Agreement (SOFA).
3. Unlimited access to commissary facilities; if a qualifying retirement year is earned.
4. Eligible for full time coverage under VGLI $400,000. Call 1-800-419-1473 or if overseas (201)-802-5699.
5. Reserve Retirement Opportunity - members may receive retirement pay and benefits at age 60 if they accumulate 20 qual-
ifying years of service. To obtain a qualifying year, a member must be credited with a minimum of 50 points per year. Points
may be earned through:
a.
IRR members automatically receive 15 gratuitous/membership points every year.
b.
Completion of correspondence courses (https://www.courses.cnet.navy.mil/).
c.
Volunteer for Annual Training.
6. Reserve Component Survivor Benefit Plan (RCSBP) - Provides an annuity to eligible beneficiaries of reservists who
have qualified for retired pay at age 60. Upon election of coverage, premiums automatically deducted when member starts
receiving retired pay at age 60. Request for RCSBP, contact NRPC, Code 414, New Orleans, LA 70149-7800.
7. ID card for servicemembers and their dependents for exchange, MWR and commissary privileges.
8. Tricare Dental Program (TDP) is available to IRR members and their family. Visit www.ucci.com or
www.tricaredentalprogram.com or call 1-888-622-2256 for more information.
43
1-800-USA-USNR/1-800-872-8767
www.navyreserve.com
1. RESCORE-R. (Recruiting Selective Conversion and Reenlistment-Reserves) - Allows recently separated/discharged Navy
Veteran's (NAVETS)and IRR personnel who are in closed ratings and would otherwise be ineligible for enlistment/affiliation to
access into open ratings via a change of rating. COMNAVRESFOR will publish an ALNAVRESFOR Enlisted Career Management
Objective (ECMO) message identifying rates eligible for RESCORE-R .
2. APG (Advanced Pay Grade). Provides for the enlistment of personnel who are (or recently have been) employed in a civilian
occupation which relates to an undermanned rating. Non-prior service personnel incur an 8 year Military Service Obligation,
six of which must be served in the SELRES. The remainder of their enlistment may be either in the SELRES or the IRR. The
APG program requires 2 weeks recruit training. Reservists normally spend one weekend per month in training sessions at a
Navy Reserve Center, plus 12-17 days per year in annual training (AT) at a site other than a Navy Reserve Center.
3. CB-VET (Construction Basic-Veteran) Allows the enlistment of qualified veterans from all branches of service interested in
a military career in the construction trades.
4. NAVET (Navy Veteran) - Provides for enlistment/reenlistment of personnel having prior active or inactive service in the Navy
or Navy Reserve.
SELECTED RESERVE PARTICIPATION REQUIREMENTS
BUPERSINST 1001.39(Series)
COMNAVRESFORINST 1001.5(Series)
1. IDT (Inactive Duty Training, or drill) periods conducted one weekend per month or as scheduled. Flexible IDT schedules are
available.
2. Four IDT periods per weekend. Normally Saturday AM/PM & Sunday AM/PM. One IDT period is a 4-hour work period.
3. 48 scheduled IDT's per year.
4. Maintain 85% attendance of all scheduled IDT's and complete 12 - 17 days Annual Training (AT) for a satisfactory year.
SELECTED RESERVE PROGRAMS
44
1.
PAY: One four hour IDT period = one full day's basic pay; Annual Training Active Duty pay and allowances per the DODPM
(DOD Pay Manual). For the most current reserve pay chart, visit www.dod.mil/dfas/money/milpay.
2.
SERVICEMEN'S GROUP LIFE INSURANCE: Available up to $400,000, same cost and coverage as active duty.
www.insurance.va.gov
3.
ADVANCEMENT opportunities/service schools/LDO/CWO/DCO programs.
4.
EDUCATIONAL OPPORTUNITIES (i.e., Navy College programs, ACT/SAT tests.)
5.
MONTGOMERY GI BILL-SELECTED RESERVE (MGIB-SR) , CHAPTER 1606, TITLE 10:
a. Non contributory.
b. Must be a high school graduate or have GED.
c. Incur 6 year obligation and maintain satisfactory participation.
d. Visit www.gibill.va.gov for eligibility and benefit information.
MGIB-SR KICKER
a. The Montgomery GI Bill - Selected Reserve Kicker (MGIB-SR Kicker) Incentive Program for the Naval Reserve Force
provides an increase in educational assistance benefit payments to reserve component members who possess
critical specialties.
b. A service member may be granted an MGIB-SR Kicker ONLY ONCE and must continue to serve for six years in the
Selected Reserve of the component that granted the MGIB-SR Kicker.
c. Visit https://reserves.navy.mil (you'll have to log in under the NRKO link with your SSN, then click on the
Manpower/Personnel tab at the top) for more information.
6.
UNIFORM ENTITLEMENTS: E6/below-old uniforms are traded in one for one, at no cost. There are some exceptions so
be sure to check with your local reserve center/unit. E7 through E9 will receive a quarterly monetary allowance.
7.
MEDICAL COVERAGE/EMERGENCY DENTAL: On IDT weekends/Annual Training only.
8.
TRICARE SELECTED RESERVE DENTAL: A voluntary, low cost, basic; dental program that is designed to help you
maintain good dental health and military readiness by offering diagnostic, preventive, and limited restorative, oral surgery,
and emergency services. Monthly premiums are $10.51. For more information call 1-888-622-2256 or visit
www.tricaredentalprogram.com.
9.
"SPACE A" AIR TRAVEL ON DOD OWNED AIRCRAFT: (DD FORM 1853) is required and may be obtained from your Naval
Reserve Activity).
10.
UNLIMITED EXCHANGE AND COMMISSARY PRIVILEGES: Member and dependents.
11.
MWR REVENUE GENERATING FACILITIES: (i.e., club, theater, bowling alley, etc.) Member and dependents.
12.
RESERVE COMPONENT SURVIVOR BENEFIT PLAN: (See section entitled BENEFITS AVAILABLE TO IRR MEMBERS).
BENEFITS AVAILABLE TO SELECTED RESERVISTS
45
1. Bonuses may be available to SELRES personnel in critical ratings and NECs.
2. For eligible ratings/programs and current amounts, visit https://reserves.navy.mil (you'll have to log in under the NRKO
link with your SSN, then click on the Manpower/Personnel tab at the top) or call:
ENLISTED
DSN:
Commercial:
Program Manager
739-5040
(817)-782-5040
Program Supervisor
678-4240
(504) 678-4240
OFFICER
DSN:
Commercial:
Program Manager
739-5040
(817) 782-5040
Program Supervisor
678-4240
(504) 678-4240
Fax 678-6137
(504) 678-6137
3.
RESERVE RETIREMENT: Reserve Retirement is based on a point system. The more points you earn, the more money in
your retirement check. Twenty qualifying years of service (active & reserve) must be earned, of which the last 8 years must
be in a reserve component. A "qualifying year" is any year the Reservist earns a minimum of 50 retirement points. Pay
benefits start at age 60.
a. Active Duty
One point for each day of active duty.
b. Annual Training
One point for each day of training.
c. IDT periods
One point for each four hour IDT. Maximum of two IDT's per day.
d. Correspondence Courses
An assigned point value for each course completed as an inactive Reservist.
e. Gratuitous Points
Inactive Naval Reservists are awarded 15 gratuitous points annually
for being a member of the Naval Reserve.
f. Funeral Honors
One point for each day while in a duty status.
* MAXIMUM RETIREMENT CREDIT ANNUALLY - A maximum of 90 points from items c, d, and f, can be credited for
retirement annually. Points earned while on Active Duty and/or Annual Training (items a and b) will also be added for a
yearly maximum of 365.366.
* RETIREMENT FORMULA:
Total Number of Retirement Points
360
X .025 X Base Pay = $$
* APPROXIMATE RESERVE PERCENTAGES
BONUSES AVAILABLE IN THE SELECTED RESERVE
HOW TO COMPUTE RESERVE RETIREMENT POINTS
46
HOW TO COMPUTE RESERVE RETIREMENT POINTS
Examples: Based on 2 1/2% for each year of Active Duty and 1/2% for each year of Satisfactory Reserve Participation
YEARS
ACTIVE DUTY
0
3
4
6
8
10
12
13
16
20
YEARS
INACTIVE DUTY
20
17
16
14
12
10
8
8
8
0
PERCENT (%)
ACTIVE DUTY
BASE PAY
10
16
18
22
26
30
34
39
44
50
EXAMPLE:
E6
4 years Active Duty
=
1461 pts
16 Years SELRES
=
960 pts
2421 pts
2421 X .025 X $2097 = $353/MONTH
360
EXAMPLE:
O5
4 years Active Duty
=
1461 pts
16 Years SELRES
=
960 pts
2421 pts
2421 X .025 X $5094 = $856/MONTH
360
1. Contact nearest Navy Reserve Representative or call toll-free 1-866-NAVRES1 (1-866-628-7371). If you intend to
affiliate, expedite service record transfer by contacting the Navy Reserve Representative in the location where you will live.
2. Documents which will expedite Officer Affiliations:
DD 214 (copy 4)
USNR Commission/Oath of Office Documents (NAVCRUIT 1000/20)
Copy of DD 2808/2807-1 (HIV test required)
3. Documents which will expedite Enlisted Affiliations:
DD 214 (copy 4)
Copy of 2808/2807-1 (HIV test required)
Copies of service record pages with ASVAB scores.
SELECTED RESERVE AFFILIATION PROCEDURES
47
MILPERSMAN 1306-1500/1502
www.npc.navy.mil/CareerInfo/ReservePersonnelManagement/
1. The purpose of the FTS program is to train and administer the Navy Reserve.
2. Enlisted FTS personnel serve in demanding billets at sea and ashore providing support to Navy Reservists.
3. FTS enlisted personnel are accessed via USN conversions and Selected Reserve recall to active duty. This is a career
program requiring a minimum 48 month initial commitment.
4. The FTS community is small and opportunities for accession are limited. Manpower requirements (paygrade, rating, and
NEC) and sustained professional performance are the primary considerations for selection.
5. As a FTS:
a. You receive the same benefits as USN.
b. Opportunity for diverse assignments, great geographic options.
c. You have greater career path flexibility and strong promotion opportunity.
d. Compete only with other FTS's for promotion or advancement.
6.
APPLICATION PROCEDURES:
a.
Enlisted: Contact your Command Career Counselor or Pers-4913C2 (FTS Recall/Conversion Desk) at
DSN 882-4556 Comm: (901) 874-4556.
b.
Officer: Contact Pers-4921 ( Full Time Support Officer Community Manager) DSN:
882-3482/4513 Comm: (901) 874-3482/4513.
APPLICATION PROCEDURES: To be eligible, must NOT be off active duty more than 3 years.
1.
Active Duty List Officers - refer to MILPERSMAN 1001-020. For general information, career paths, etc., contact the FTS
Detailers at:
PERS 4417 AIR: (901) 874-4062/4 DSN: 882-4062/4
SURFACE: (901) 874-4158 DSN: 882-4158
FLEET SUPPORT: (901) 874-4117 DSN: 882-4117
2.
Enlisted - see Command Career Counselor. For further information, PERS 4913 at: (901) 874-4509 DSN: 882-4509
FULL TIME SUPPORT
(FTS) PROGRAM
48
CANVASSER RECRUITER (CANREC) PROGRAM
BUPERSINST 1001.40A (CANREC)
BUPERSINST 1300.42A (NR-CRF)
1. Officer and Enlisted personnel recalled for Reserve component recruiting purposes.
2. Applicants are normally recalled for two years initially and are called canvasser recruiters (CANRECs).
3. Officer contracts are renewable for a period not to exceed six years and are subject to individual performance and the
needs of the Navy.
4. Upon completion of a successful 24 month period as a CANREC, the individual is offered the opportunity to convert over to
the FTS program or return to SELRES status. Enlisted personnel change their rating to NC(CRF), Career Recruiting Force, with
an NEC of 2186. Officer personnel will change their designator to 1687, Naval Reserve Officer Recruiter. A member may not
remain in a CANREC status beyond a 5 year period per Title 10 of the U.S. Code.
6. Pers 491-D Phone: 901-874-2926 DSN: 882-2926
www.npc.navy.mil/CareerInfo/ReservePersonnelManagement/SelresOfficer/Accession
5. For information on application procedures contact your local Navy Reserve Representative or call toll-free
1-866-NAVRES1 (1-866-628-7371).
49
RETIREMENT/FLEET RESERVE INFORMATION
1. Documents and information concerning Service Records
a. Up to nine months after transfer to Fleet Reserve or Retirement
Navy Personnel Command (Pers-312)
5720 Integrity Drive
Millington, TN 38055-3120
b. After nine months transfer to Fleet Reserve or Retirement
www.archives.gov
National Personnel Records Center
9700 Page Boulevard
St. Louis, MO 63132
2. Address correspondence to: (include Complete name, SSN, Rate/Rank, and dates of service):
DEERS
In California:
1-800-334-4162
(Eligibility for
Alaska/Hawaii:
1-800-527-5602
health care benefits)
all others:
1-800-538-9552
Retired/Retainer pay
Commanding Officer Defense Finance &
Accounting Services Cleveland Center -
1240 East 9th Street
Cleveland, OH 44199-2055
1-800-321-1080
and Change of address
FAX: 1-800-469-6559
for Retirees with pay
Health/Dental Records
Department of Veterans Affairs
Service Medical Records Center
1111 Winnebago Street
St. Louis, MO 63115-8950
(314) 263-5070/76
For dependent records after 2 years
National Personnel Records Center
P.O. Box 150950
St. Louis, MO 63118-4126
www.archives.gov
Survivor Benefit Plan Naval Personnel Command (PERS-622)
Retired Activities
1-866-827-5672 MILL_SBP-LOD@NAVY.MIL
5720 Integrity Drive
www.npc.navy.mil/CommandSupport/
Millington, TN 38055-6220
CasualtyAssistance
www.dod.mil/actuary/
Reserve Component
Navy Reserve Personnel Center
4400 Dauphine St. New Orleans,
LA 70149-7800
1-866-250-4778
Survivor Benefit Plan
Veterans Benefits
Department of Veterans Affairs 1120
Vermont Ave., N W
Washington, DC 20421
1-800-827-1000
www.va.gov
Social Security
Social Security Administration
6401 Security BLVD.
Baltimore, MD 21235
1-800-772-1213
Benefits
0700 - 1900 M-F
www.ssa.gov
Burial in Arlington
Superintendent Arlington
National Cemetery
Arlington, VA 22211
(703)607-8585
National Cemetery
www.cem.va.gov
Dental Insurance
DDP DELTA
P.O. Box 537008 Sacramento,
CA 95853-7008
1-888-838-8737
www.ddpdelta.org
50
www.dod.mil/dfas/money/retired
www.afpc.randolph.af.mil/afretire/
1. To get an
estimate of your retirement pay, visit www.staynavytools.bol.navy.mil/RetCalc/ to use the online retirement calculator.
2.
How pay will be computed:
The amount of retired/retainer pay is based on several factors. DFAS will use one of the following methods to compute your
retired pay:
a. Retiree (30 or more years of service): 75% of base pay.
b. Fleet Reserve (less than 30 years of service) and:
Initially entered the service before Aug 1, 1986 or entered on or after August 1, 1986 and elected NOT to
be in the REDUX retirement plan, the factor is determined by taking 2 1/2% times years of service.
Initially entered the service on or after Aug 1, 1986 and elected the REDUX retirement plan, the
factor is determined by taking 2½ % times your years of service then reduce that factor by 1% for
each year less than 30 years. This reduction factor is eliminated at age 62.
Initially entered the service before September 8, 1980, base pay for retirement is the same as their
last active duty pay.
Initially entered the service after September 8, 1980, base pay is the average of the highest 36
months of active duty base pay received.
Clarification of the relationship of the Delayed Entry Program (DEP) to the Pay Entry Base Date (PEBD) is as follows:
(Reference: MILPERSMAN 1133-010)
a. 01 October 1979 to 31 December 1984: DEP counts toward PEBD.
b. 01 January 1985 to present: DEP does not count toward PEBD.
3.
Deductions:
a.
Taxes:
Federal: Retired pay is fully taxable (reduced by SBP or VA compensation). You may contact the IRS at
1-800-829-1040 for specific calculations and questions concerning federal taxes.
State tax: Deductions must be specifically requested through DFAS. $10.00 is the minimum
monthly amount.
The Military Officers Association of America has an excellent website which lists states that do not tax
retired military pay, and includes links to individual states. www.moaa.org
FICA: Retired pay is not subject to FICA nor is it reduced when members become entitled to social security payments.
RETIRED/RETAINER PAY
51
b.
Allotments:
Retirees are permitted to have allotments deducted from their retired pay. Allotments classified as
discretionary are limited to a maximum of 6.
Loan repayment to Red Cross or Navy Relief.
Savings allotment - discretionary
Home loans - discretionary
U.S. Savings Bond. Bonds established for safekeeping while on active duty cannot be carried forward to your
retired account and continue to be held in safekeeping.
Dependency allotment - discretionary
National Service, Veterans, Commercial or Navy/Marine Corps Mutual Aid Life Insurance - discretionary.
Charitable contributions to Navy Relief Society.
TRICARE Retiree Dental Program. Enrollment and disenrollment must be done through Delta Dental -
discretionary.
c.
Survivor Benefit Plan:
d.
Payments to a Former Spouse
If you have a legally binding document (i.e. divorce decree) that states you are required to pay a
specific amount or percentage of your retirement pay to a former spouse:
The former spouse must request it from DFAS, it is not automatic. www.dod.mil/dfas/money/garnish
lists all the requirements, instructions, POC's and the form that may be downloaded.
The 10 year rule applies in order for DFAS to distribute the payment. "Retired pay is subject to court-ordered
distribution to a spouse or former spouse where the parties were married to each other for at least 10 years
during which at least 10 years of creditable military service we performed." In other words, if the parties were
not married for at least 10 years/10 years of creditable military service then DFAS is not required to dis tribute
the payment.
The total amount payable cannot exceed 50% of the disposable retired pay.
e.
Garnishments
In cases where there are both former spouse payments and garnishments, the total amount payable
cannot exceed 65% if the disposable retired pay. www.dod.mil/dfas/money/garnish
f.
Disability payments
Disability payments are issued by the VA and will be deducted from your retired pay by DFAS.
Questions concerning this deduction should be directed to the VA at 1-800-827-1000.
4.
Cost of Living Allowance for retired pay: dod.mil/dfas/money/retired/at_pay_dec04.pdf
The retired pay COLA for those who first became a member of a Uniformed Service before September 8, 1980, is specified
according to the effective date of the active duty basic pay rate used to compute their retired pay as follows*.
*The adjustment specified by 1401a(c), calls for the adjustment to be based on the percent by which the price index for the
new base quarter (July-Sep 2002), exceeds the price index for the quarter, immediately preceding the calendar quarter in
which the rates of monthly pay on which the retired pay is based became effective (The 2002 pay rates became effective
January 1, 2002 so the preceding quarter is Oct-Dec 2001). A decrease from an old base quarter (as in the case of Oct-Dec
2001) is not included in the computed increase of a partial adjustment. Therefore, the above partial adjustment is limited to
the increase in the CPI-W from Jul-Sep 2001. In this case, it is equal to the full adjustment of 1.4%.
Retired Pay Based on
Rates of Pay Effective:
Before January 1, 2002
January 1, 2002
Percent Increase :
1.4 percent
1.4 percent*
RETIRED/RETAINER PAY
52
*The adjustment specified by 1401a(c), calls for the adjustment to be based on the percent by which the price index for the
new base quarter (July-Sep 2002), exceeds the price index for the quarter, immediately preceding the calendar quarter in
which the rates of monthly pay on which the retired pay is based became effective (The 2002 pay rates became effective
January 1, 2002 so the preceding quarter is Oct-Dec 2001). A decrease from an old base quarter (as in the case of Oct-Dec
2001) is not included in the computed increase of a partial adjustment. Therefore, the above partial adjustment is limited to
the increase in the CPI-W from Jul-Sep 2001. In this case, it is equal to the full adjustment of 1.4%.
The retired pay COLA for those who first became a member of a Uniformed Service on or after September 8, 1980, is
specified according to the effective date of their retirement as follows:
5.
Make sure DFAS has everything they need to start your retirement pay!
a. BUPERS and your local personnel office will send DFAS information letting them know you have an approved
retirement date.
b. You will need to fill out a DD Form 2656, Data for Payment of Retired Personnel and send to DFAS no later than
45 days prior to your approved retirement date Fill form out COMPLETELY and fax to DFAS 1-800-469-6559. You may
also mail the form to: DFAS P.O. Box 7130 London, KY 40742-7130. Call 1-800-321-1080 to verify receipt.
The form can be dowloaded from http://www.dtic.mil/whs/directives/infomgt/forms/eforms/dd2656.pdf or you can
get one from your personnel office or PSD.
6.
Receiving your retired pay.
a. Your retired/retainer account will be balanced by DFAS at the end of the month following retirement.
Approximately 30-45 days after retirement the final LES and W-2 will be mailed to the address reported on the
detaching endorsement.
b. The statement of retired/retainer pay should be received prior to the first payment. This will list retired pay and all
deductions and give the date of the first payment. For DDS this will also show name of bank and account number.
c. First payment (via direct deposit) will normally arrive on the first day of the month after your Fleet Reserve or
Retirement date. For example: If your Fleet Reserve/Retirement date is 1 April, you will receive your first retired pay
on 1 May.
7.
Making changes to your retired pay.
a. You can make changes to your retired pay account online at https://mypay.dfas.mil/or by calling
Retired Pay Operations at 1-800-321-1080.
b. Changes you can make online: Address change, Change your DDS, Federal taxes and allotments; start, stop or
change. You cannot change state tax or beneficiary information online.
c. DON'T forget to keep your correspondence address updated. You will not receive your W-2 and other important
information if DFAS doesn't have the correct mailing address.
:
RETIRED/RETAINER PAY
http://www.dod.mil/dfas/retiredpay.html
53
Retirees who first became a member of a uniformed service before September 8, 1980 and retired
January 1, 2005 or after will receive a 3.4 percent COLA increase.
4.1% for those retiring before 1/1/05
3.4% for those retiring in the 1st quarter-FY2005
2.8% for those retiring in the 2nd quarter-FY2005
1.4% for those retiring in the 3rd quarter-FY2005
0% for those retiring in the 4th quarter-FY2005
SURVIVOR BENEFIT PLAN
www.npc.navy.mil/CommandSupport/CasualtyAssitance/
www.npc.navy.mil/CommandSupport/RetiredActivities/
http://staynavytools.bol.navy.mil/retcalc
www.dod.mil/dfas/money/retired/
BUPERSINST 1750.11
Enrollment in SBP is one of the most difficult decisions a retiring member faces. Usually, life insurance or an investment plan
is considered as an alternative. Studies by unbiased experts conclude that, for all but a few exceptions, the level of benefits
provided by SBP cannot be provided by any alternative program. The three basic advantages of SBP over alternatives are the
nontaxability of the SBP premium, the protection against inflation, and a government subsidy of benefits of more than 40%.
Purpose
Retired Pay stops upon the death of a retiree. SBP provides a portion of your retired income to your survivors.
SPB is the only way the military services can provide a portion of their retired income to survivors. It provides
55% of your base amount.
How it works:
Member selects "Base Amount" and category of beneficiary. The cost and return varies depending on the type
coverage and amount of coverage.
Spouse must concur, no power of attorney accepted. If spouse does not sign the form, automatic enrollment at full
amount of "spouse only" coverage.
When to apply:
DD Form2656 must be at DFAS at least 45 days before retirement date (including TDRL/PDRL) or transfer to fleet
reserve. Service members with 20 years service will automatically be covered until they retire or transfer to fleet
reserve.
Options:
Spouse only
Former spouse only
Spouse and children,
Former spouse and children
Children only
Insurable interest
Termination provisions:
SBP and SSBP elections are permanent and irrevocable, except:
Between the anniversary of the 2nd year of coverage and the anniversary of the 3rd year of coverage, a
member can terminate SBP
Will require Spouse concurrence for Spouse SBP
Cannot be a part of court order for Former Spouse SBP
No refund for previously paid payments Cannot restart at a later date
Decision considerations:
Needs: Survivor's income needs
Health: Both member and spouse
Spouse's employment:
Spouse's ability to earn adequate income
Both healthy and disabled
Family Mortality History:
Life spans tend to be hereditary
Consider both member and spouse parents and grandparents
Investments:
Other insurance
Savings plans already in place
54
SURVIVOR BENEFIT PLAN
Your Career Counselor and local Retired Activities Office (RAO) are excellent resources for SBP information.
There are several publications that will help you make an educated decision concerning SBP:
-The Simple Facts (NAVPERS 15617B). Available through your Career Counselor or may be downloaded from
http://www.npc.navy.mil/CommandSupport/CasualtyAssistance/ and then follow link to PERS-622.
-Navy Guide for Retired Personnel and their Families (NAVPERS 15891G). Available through your Career Counselor.
-Preparing for Your Military Retirement (DFAS-CL 1352.2-PH). www.dod.mil/dfas May be downloaded from www.
defenselink.mil/dfas/money/retired/sbg.htm.
-The Survivor Benefits Plan instruction (BUPERSINST 1750.11) may be downloaded from www.npc.navy.mil and
then follow link to Reference Library and then Instructions.
55
DATA FOR PAYMENT OF RETIRED PERSONNEL
(Please read Instructions and Privacy Act Statement before completing form.)
SECTION I - PAY IDENTIFICATION
1. NAME (LAST, First, Middle Initial)
2.
3.
TRANSFER DATE
(YYYYMMDD)
5. DATE OF
BIRTH
(YYYYMMDD)
4. RANK/PAY GRADE/
BRANCH OF SERVICE
7. ROUTING NUMBER (See Instructions)
8.
ACCOUNT (Savings (S) or
Checking (C))
9.
NUMBER (See Instructions)
10. FINANCIAL INSTITUTION
a. NAME
b.
c. CITY
d. STATE
e. ZIP CODE
6. CORRESPONDENCE ADDRESS (Ensure DFAS - Cleveland Center is advised whenever your correspondence address changes.)
a. STREET (Include apartment number)
b.
c. STATE
d.
CODE
e. TELEPHONE (Incl. area code)
SECTION III - SEPARATION PAYMENT INFORMATION
11. Complete if you have received any one of the payment types listed in 11.a.
a. DID YOU RECEIVE SEVERANCE PAY (SE), READJUSTMENT PAY (RP), SEPARATION PAY (SP),
VOLUNTARY SEPARATION INCENTIVE (VSI), OR SPECIAL SEPARATION BONUS (SSB)? (Xone.
a copy of the orders which authorizedthe payment, anda copy of
the DDForm 214.)
b.
c. GROSS AMOUNT
YES
NO
SECTION IV - MEMBER OF THE RESERVE COMPONENT
12. Complete only if a member or former member of the reserve component not on active duty retiring at age 60.
a. DO YOU RECEIVE OR WERE YOU RECEIVING ON THE DATE OF RETIREMENT
ANY VA COMPENSATION FOR DISABILITY? (X one)
b.
OF PAYMENT
(YYYYMMDD)
c. MONTHLY AMOUNT OF
PAYMENT
YES
NO
SECTION V - DESIGNATION OF BENEFICIARIES FOR UNPAID RETIRED PAY (See INSTRUCTIONS)
13. Mark (X) option a. or b. and complete as applicable. (Continue in Section X, "Remarks," if necessary.)
b.
OF BENEFICIARIES
a. LEGAL ORDER OF PRECEDENCE
c. NAME (Last, First, Middle Initial)
e. ADDRESS (Street, City, State, ZIP Code)
f. RELATIONSHIP
g.
%
%
%
%
%
SECTION VI - FEDERAL INCOME TAX WITHHOLDING INFORMATION (Submit information in Items 14 - 17 in lieu of IRS Form W-4 for tax purposes.)
14. MARITAL STATUS (X one)
SINGLE
MARRIED
MARRIED BUT WITHHOLD AT
HIGHER SINGLE RATE
15. TOTAL NUMBER
OF EXEMPTIONS
CLAIMED
16. ADDITIONAL
WITHHOLDING
(Optional)
17. I CLAIM EXEMPTION
FROM WITHHOLDING
(Enter "EXEMPT")
18. ARE YOU A UNITED
STATES CITIZEN?
(X one)
YES
NO (See Instructions)
SECTION VII - VOLUNTARY STATE TAX WITHHOLDING INFORMATION
19. STATE DESIG
-
NATED TO
RECEIVE TAX
20. REQUESTED
MONTHLY AMOUNT
(Not less than $10.00)
21. RESIDENCE ADDRESS (If different from address listed in Item 6)
a. STREET (Include apartment number)
b.
c. STATE
d.
CODE
SECTION VIII - DEPENDENCY INFORMATION (This section must be completed regardless of SBP Election.)
22. SPOUSE
a. NAME (Last, First, Middle Initial)
b.
c. DATE OF BIRTH
(YYYYMMDD)
23. DATE OF
MARRIAGE
(YYYYMMDD)
24. PLACE OF MARRIAGE
(See Instructions)
25. DEPENDENT CHILDREN (Indicate which child(ren) resulted from marriage to former spouse by entering (FS) after relationship in column d.
Continue in Section X, "Remarks," if necessary.)
a. NAME (Last, First, Middle Initial)
b.
OF BIRTH
(YYYYMMDD)
c. SSN
d.
(Son, daughter,stepson, etc.)
e. DISABLED?
(Yes/No)
SECTION II - DIRECT DEPOSIT/ELECTRONIC FUND TRANSFER (DD/EFT) INFORMATION (See Instructions)
.00
d.
SSN
RETIREMENT/
TYPE OF
ACCOUNT
STREET ADDRESS
CITY
ZIP
If "Yes," attach
TYPE OF PAYMENT
EFFECTIVE DATE
DESIGNATION
SHARE
CITY
ZIP
S
S
N
DATE
RELATIONSHIP
SSN
DD FORM 2656, SEP 2001
56
SECTION IX - SURVIVOR BENEFIT PLAN (SBP) ELECTION (See your Survivor Benefit Plan counselor before making an election.)
26. BENEFICIARY CATEGORY(IES) (X only one item) (See Instructions and Section XII.)
e. ELECT COVERAGE FOR MY FORMER SPOUSE (See Instructions and complete DD 2656-1, "Survivor Benefit Plan (SBP) Election Statement for
Former Spouse Coverage").
f. ELECT COVERAGE FOR MY FORMER SPOUSE AND DEPENDENT CHILD(REN) OF THAT MARRIAGE (See Instructions and complete DD 2656-1,
"Survivor Benefit Plan (SBP) Election Statement for Former Spouse Coverage").
27. LEVEL OF COVERAGE (X one. Complete UNLESS 26.d. or 26.g. was selected above.
a. I ELECT COVERAGE TO BE BASED ON FULL GROSS PAY WITHOUT SUPPLEMENTAL SBP.
b. ELECT COVERAGE WITH A REDUCED BASE AMOUNT OF $
d. I ELECT COVERAGE BASED ON FULL GROSS PAY PLUS SUPPLEMENTAL COVERAGE OF: (X one)
(See Instructions).
5%
10%
15%
20%
BY ELECTING SUPPLEMENTAL COVERAGE, I UNDERSTAND THAT I WAIVE MY BENEFICIARY'S RIGHT TO USE THE SOCIAL SECURITY OFFSET METHOD OF
COMPUTING THE SURVIVOR BENEFIT PLAN ANNUITY AT AGE 62 AND OLDER (See Instructions).
28. INSURABLE INTEREST BENEFICIARY
a. NAME (Last, First, Middle Initial)
b.
c. RELATIONSHIP
d.
OF BIRTH (YYYYMMDD)
e. STREET ADDRESS (Include apartment number)
f.
g.
h.
CODE
SECTION X - REMARKS
30. SPOUSE.
I hereby concur with the Survivor Benefit Plan election made by my spouse. I have received information that explains the options available
and the effects of those options.
pay stops on the day the retiree dies.
of my free will.
a. SIGNATURE
b.
SIGNED (YYYYMMDD)
31.a. WITNESS NAME(Last, First, Middle Initial)
c. DATE SIGNED (YYYYMMDD)
d.
(Include apartment number)
e. CITY
f.
g.
CODE
SECTION XI - SBP SPOUSE CONCURRENCE (Required when member is married and elects child(ren) only coverage, does not elect full spouse coverage, or declines
coverage.
MUST NOT SIGN this statement before the member makes the SBP election and signs the form.)
32. MEMBER.
Under penalties of perjury, I certify that the number of withholding exemptions claimed does not exceed the number to which I am entitled,
and that all statements on this form are made with full knowledge of the penalties for making false statements
(18 U.S. Code 287 and 1001 provide for a penalty
of not more than $10,000 fine, or 5 years in prison, or both).
Also, I have been counseled that I can terminate SBP participation, with my spouse's written concurrence, within one year after the second
anniversary of commencement of retired pay.
future participation is barred.
a. SIGNATURE
b.
SIGNED (YYYYMMDD)
33.a. WITNESS NAME (Last, First, Middle Initial)
c. DATE SIGNED (YYYYMMDD)
d.
(Include apartment number)
e. CITY
f.
g.
CODE
SECTION XII - CERTIFICATION
a. I ELECT COVERAGE FOR SPOUSE ONLY.
(X)
DO
DO NOT HAVE DEPENDENT CHILD(REN).
b. ELECT COVERAGE FOR SPOUSE AND CHILD(REN).
c. ELECT COVERAGE FOR CHILD(REN) ONLY. (X)
DO
DO NOT HAVE A SPOUSE.
d. ELECT COVERAGE FOR THE PERSON NAMED IN ITEM 28 WHO HAS AN INSURABLE INTEREST IN ME (See Instructions).
g.
TO PARTICIPATE IN SBP.
(X)
DO
DO NOT HAVE ELIGIBLE DEPENDENTS UNDER THE PLAN.
29. Use this section to continue an item or make additional comments. Attach separate sheets if more space is needed.
b.
b.
c. I ELECT COVERAGE BASED ON THE THRESHOLD AMOUNT IN EFFECT ON THE DATE OF RETIREMENT.
I
I
See Instructions.)
I
SSN
DATE
CITY
STATE
ZIP
I know that retired
I have signed this statement
DATE
STREET ADDRESS
STATE
ZIP
The spouse
However, if I exercise my option to terminate the SBP,
DATE
STREET ADDRESS
STATE
ZIP
I
I
I
I
I
I ELECT NOT
I
SIGNATURE
SIGNATURE
DD FORM 2656 (BACK), SEP 2001
57
SOCIAL SECURITY BENEFITS
1-800-772-1213
www.ssa.gov
1. Contact the Social Security Administration to request a Personal Earnings and Benefits (PEBS) Statement and to identify
your benefits. Be sure to verify your statement. Take action now to correct any errors!
2. The following publications can be ordered to assist in a comprehensive understanding of benefits.
SOCIAL SECURITY - SSA Publication No. 05-10024
RETIREMENT - SSA Publication No. 05-10035
DISABILITY - SSA Publication No. 05-10029
SURVIVORS - SSA Publication No. 05-10084
3. Social Security benefits must be applied for and benefits are not usually paid retroactively for more then 12 months.
4. When you turn 65, your military Champus/Tricare medical benefit is replaced by Medicare. SSA has publications to help
you understand Medicare.
Your Medicare Handbook - SSA Publication No. HCFA-10050
Guide to Health Insurance for People with Medicare - SSA Publication No. HCFA-02110
58
RETIRED ACTIVITIES OFFICES
The mission of the Retired Activities Office (RAO) is to provide assistance to retirees, surviving spouses, active duty personnel
contemplating retirement, and family members. They offer assistance to Navy/Marine Corps retirees and their families as
well as those from all other branches of the military including retired reserves. They provide direct assistance, counseling, and
current information on retiree related matters, or in many cases, find an agency or resource to resolve a retiree's problem.
All RAO's are staffed by volunteers. Services are based on the size and location but most offices provide:
Survivor's Benefit Plan Counseling.
Casualty Assistance to Survivors.
Provide information on new programs and benefits.
Provide Information On Programs, Rights, And Benefits.
Provide assistance to resolve conflicts between retirees and various government agencies.
Find resources to resolve retiree questions/concerns outside our expertise/purview. Provide
location/addresses and phone numbers of various federal/state/local agencies or officials
Conduct An Annual Retiree Seminar.
NAVY RAO: http://www.npc.navy.mil/CommandSupport/RetiredActivities
59
ARMED FORCES RETIREMENT HOME
www.afrh.com
1. The Armed Forces Retirement Home currently operates out of Washington D.C.
.
2. You may be eligible to become a resident of the AFRH if at least 50 percent of your active duty service was enlisted service,
you were discharged or released from service in the Armed Forces under honorable conditions, and you fall into one of the
following categories:
a retiree with 20 or more years of active-duty service, are at least 60 years of age.
a veteran unable to earn a livelihood due to service-connected disability incurred in the line of duty in
the Armed Forces.
a veteran who served in a war theater during a time of war declared by Congress or were eligible for hostile fire
pay and the Retirement Home Board determines the retiree to be incapable of earning a livelihood because of
injuries, disease, or disability. served in a women's component of the Armed Forces prior to 1948.
3. The Armed Forces Retirement Home (AFRH) operates on the proceeds from a trust fund that is fed by active duty fines and
forfeitures, monthly pay deduction assessed against all active duty enlisted personnel, and monthly fees paid by residents.
The AFRH seeks additional sources of gifts and contributions from outside parties, including charitable allotments. If you
would like to help the AFRH, complete an allotment form and send it to DFAS-CL.
4. If you are interested in obtaining more information about the AFRH, contact:
Armed Forces Retirement Home
3700 North Capital Street N.W.
Washington D.C. 20011-8400
or http://www.afrh.gov.
60
NOTES:
61
NOTES:
62
